4 Ciaramitaro Ct, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 4 Ciaramitaro Ct, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,016 sqft · built 1980
Lot Size	0.464 acres (20,230 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Feb 2012)
Tax Bill	$9,677 (2026)
Deeds & Mortgages	Feb 2024 Refinance Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0138 B:0012 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0138 B:0012 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	4,118 sqft
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	20,230 sqft (0.464 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	4 CIARAMITARO CT
City	GLOUCESTER
State	MA
Zip	01930-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	12
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3002
Census Tract	221100

Owner

4 Ciaramitaro Ct is owned and occupied by two individuals who bought it in February 2012.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 CIARAMITARO CT, GLOUCESTER, MA 01930-1221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK
Mar 19, 2019	Deed of Trust, Mortgage · ARM CAPE ANN SAVINGS BANK
Nov 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2012 · Amount on File
Deed Sale	Feb 29, 2012 · Amount on File
Prior Sale	Apr 18, 2001 · Amount on File
Deed Document Number	2012528258
Transfer Doc	0000528258
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	4 CIARAMITARO CT, GLOUCESTER, MA 01930-1221
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000649894
Date	Feb 27, 2024
Instrument	649894

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	4 CIARAMITARO CT, GLOUCESTER, MA 01930-1221
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000600483
Date	Mar 19, 2019
Instrument	600483

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 19, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	4 CIARAMITARO CT, GLOUCESTER, MA 01930-1221
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000618078
Date	Nov 2, 2020
Instrument	618078

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4 Ciaramitaro Ct was $9,677, up 20.3% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,677.00 (+20.35%)	$1,039,400 (+25.64%) Land $312,700 Building $726,700	$1,112,419
2025	$8,041.00 (+1.6%)	$827,300 (+1.71%) Land $289,600 Building $537,700
2024	$7,914.00 (+4.24%)	$813,400 (+13.46%) Land $275,700 Building $537,700	$919,410
2023	$7,592.00	$716,900 Land $246,200 Building $470,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Ciaramitaro Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Ciaramitaro Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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