Monmouth County and Ocean Township property record for 4 Christy Ln, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,512 sqft · built 1986 |
| Lot Size | 0.634 acres (27,634 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Nov 2023) |
| Tax Bill | $10,587 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-00034-0000-00033 |
| Primary APN | 37-00034-0000-00033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,512 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Upper Floors Area | 1,072 sqft |
| Basement Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 27,634 sqft (0.634 acres) |
| Lot Dimensions | 188 ft deep x 147 ft wide |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 376 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 4 CHRISTY LN |
|---|---|
| City | OCEAN |
| State | NJ |
| Zip | 07712-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF20 |
| Legal Subdivision | MARATHON ESTATES |
| Legal Block | 34 |
| Legal Lot Number | 33 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 806502 |
4 Christy Ln is owned and occupied by two individuals who bought it in November 2023.
Source: Monmouth County and Ocean Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 CHRISTY LN, OCEAN, NJ 07712-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK |
| Nov 17, 2023 | Deed, Transfer · Conventional Mortgage OCMBC INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2023 · Amount on File |
| Deed Sale | Nov 17, 2023 · Amount on File |
| Prior Sale | May 3, 2006 · Amount on File |
| Deed Document Number | 202380575 |
| Deed Book / Page | 9668 / 343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 CHRISTY LN, OCEAN, NJ 07712-2606 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | VITAL ABSTRACT LLC |
| Name | Verified Name |
|---|---|
| Address | 4 CHRISTY LN, OCEAN, NJ 07712-2606 |
| Document Number | 0097848343 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 9784/8343 |
| Instrument | 2026023130 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 17, 2023 |
| Property Address | 4 CHRISTY LN, OCEAN, NJ 07712-2606 |
| Document Number | 0096680343 |
| Book / Page | 9668 / 343 |
| Instrument Date | Oct 5, 2023 |
| Instrument | 2023080575 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | NORTHBRIDGE TITLE AGENCY LLC, NORTHBRIDGE TTL AGENCYY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 MORRIS AVE, NEPTUNE, NJ 07753-6527 |
| Name | Verified Name |
|---|---|
| Address | 4 CHRISTY LN, OCEAN, NJ 07712-2606 |
| Document Number | 2023080576 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 2023080576 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2025 property tax bill for 4 Christy Ln was $10,587, up 2.6% from the year before.
Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $897,800 (+14.73%) Land $432,800 Building $465,000 | $897,800 (+14.73%) Land $432,800 Building $465,000 | |
| 2025 | $10,587.00 (+2.63%) | $782,500 Land $402,800 Building $379,700 | $782,500 Land $402,800 Building $379,700 |
| 2024 | $10,316.00 | ||
| 2023 | $712,800 (-1.44%) Land $345,800 Building $367,000 | $712,800 (-1.44%) Land $345,800 Building $367,000 | |
| 2022 | $12,525.00 (+13.46%) | $723,200 Land $345,800 Building $377,400 | $723,200 Land $345,800 Building $377,400 |
| 2021 | $11,039.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Christy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Christy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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