4 Chloes Path, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 4 Chloes Path, Harwich, MA 02645

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.993 acres (43,239 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,195,000 (Jun 2026)
Tax Bill	$1,787 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HARW M:31 P:D4-3`

Property Details

APN / Parcel Number

Primary APN	`HARW M:31 P:D4-3`
Alternative APN	`27456`

Exterior

Lot Area	43,239 sqft (0.993 acres)

Location & Zoning

Account Number	27456
Street Address	4 CHLOES PATH
City	HARWICH
State	MA
Zip	02645-3465
Property Category	Residential
Property Type	Vacant Land > Residential
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	3
Census Block	3004
Census Tract	11200

Owner

Source: Barnstable County and Harwich Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 CHLOES PATH, HARWICH, MA 02645-3465
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Quit Claim Deed, Transfer · ARM BARRETT FINANCIAL GROUP LLC
May 26, 2026	Deed of Trust, Mortgage CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Deed Document Number	202623431
Deed Book / Page	37680 / 12
Prior Transfer Date	Jun 11, 2026
Prior Transfer Doc	0037680-12
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Jun 12, 2026
Property Address	4 CHLOES PATH, HARWICH, MA 02645-3465
Document Number	0037680-12
Book / Page	37680 / 12
Instrument Date	Jun 11, 2026
Instrument	202623431
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 CHLOES PATH, HARWICH, MA 02645-3465
Investor	Possibly a Property Investor

Mortgage

Date	Jun 12, 2026

Lender

Name	BARRETT FINANCIAL GROUP LLC

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Type Change Date	Jul 1, 2033
Index	Other
Margin	3
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Recording Date	May 26, 2026
Property Address	4 CHLOES PATH, HARWICH, MA 02645-3465
Document Number	037642-160
Book / Page	37642 / 160
Instrument Date	May 22, 2026
Instrument	202620358
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020358,
Date	May 26, 2026
Book Page	37642/160
Instrument	202620358

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jun 1, 2028

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,787.00 (+137.32%)	$302,400 (+142.31%) Land $302,400	$2,060,845
2024	$753.00 (-0.13%)	$124,800 (+9.96%) Land $124,800
2023	$754.00 (-5.75%)	$113,500 (+14.99%) Land $113,500
2022	$800.00	$98,700 Land $98,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: OpenCape.

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