4 Chestnut St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 4 Chestnut St, Phoenix, NY 13135

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,353 sqft · built 1920
Lot Size	1.3 acres (56,716 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Oct 2024)
Tax Bill	$11,357 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`355401 314.05-08-01`

Property Details

APN / Parcel Number

Primary APN	`355401 314.05-08-01`
Alternative APN	`540131400500080010000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,353 sqft Living Area
1st Floor Area	1,363 sqft
2nd Floor Area	810 sqft
Upper Floors Area	180 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	56,716 sqft (1.3 acres)
Lot Dimensions	327 ft deep x 173 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	498 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4 CHESTNUT ST
City	PHOENIX
State	NY
Zip	13135-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 4 5 6 BLOCK 17 073-011-000
Legal Block	8
Legal Lot Number	1.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SCHROEPPEL
Census Block Group	1
Census Block	1015
Census Tract	20901

Owner

Source: Oswego County and Schroeppel Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 OSTRANDER DR, PHOENIX, NY 13135-4257
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Line of Credit SECNY FCU
Nov 23, 2022	Warranty Deed, Transfer · VA Mortgage PARAGON HOME LOANS INC
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMPOWER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2024 · Amount on Record
Deed Sale	Oct 10, 2024 · Amount on Record
Prior Sale	Nov 23, 2022 · Amount on Record
Deed Document Number	2024R-2024-008792
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	4 CHESTNUT ST, PHOENIX, NY 13135-2434
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CHESTNUT ST, PHOENIX, NY 13135-2434

Mortgage

Document Number	0000001983
Date	Mar 6, 2024
Instrument	R-2024-001983

Lender

Name	SECNY FCU
Type	Credit Union
Address	SYRACUSE, NY 13215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Nov 23, 2022
Property Address	4 CHESTNUT ST, PHOENIX, NY 13135-2434
Document Number	0000002858
Instrument Date	Nov 2, 2022
Instrument	R-2022-012858
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 CHESTNUT ST, 4, PHOENIX, NY 13135-2434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 HEPHZIBAH CHURCH RD, CROUSE, NC 28033-7705

Mortgage

Document Number	0000002859
Date	Nov 23, 2022
Instrument	R-2022-012859

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	4 CHESTNUT ST, PHOENIX, NY 13135-2434
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CHESTNUT ST, PHOENIX, NY 13135-2434

Mortgage

Document Number	0000005504
Date	May 14, 2021
Instrument	R-2021-005504

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Schroeppel Town
Municipality	Phoenix Village
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,357.00 (+6.99%)
2025	$10,615.00	$220,750 (-) Land $56,500 Building $164,250	$490,556 (+22.22%) Land $125,556 Building $365,000
2023		$220,750 Land $56,500 Building $164,250	$401,364 Land $102,727 Building $298,637

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363
Water Source	Purchased surface water from OCWA
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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