4 Chester Rd, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 4 Chester Rd, Derry, NH 03038

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	5,166 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Last Sale	$200,000 (Sep 2016)
Tax Bill	$8,171 (2025)
Deeds & Mortgages	Jan 2022 Refinance Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:37 B:82`

Property Details

APN / Parcel Number

Primary APN	`DERY M:37 B:82`

Interior

Units	2 Units
Stories	1 Story
Building Area	5,166 sqft Total Area
1st Floor Area	3,696 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 CHESTER RD
City	DERRY
State	NH
Zip	03038-1602
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	GC
Legal Block	82
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	1
Census Block	1013
Census Tract	3400

Owner

4 Chester Rd, a commercial property, is held in a trust since September 2025.

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4 CHESTER RD, OLDL, DERRY, NH 03038-1602
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MILLYARD BANK
Apr 26, 2024	Deed of Trust, Mortgage · Commercial Mortgage MILLYARD BANK
Sep 22, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2016 · Amount on File
Deed Sale	Sep 19, 2016 · Amount on File
Deed Document Number	201642895
Deed Book / Page	5754 / 331
Last Transfer Date	Sep 17, 2025
Transfer Doc	006650-752
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	4 CHESTER RD, DERRY, NH 03038-1602
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06378-1573
Date	Jan 28, 2022
Book Page	6378/1573
Instrument	22004728

Lender

Name	MILLYARD BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	4 CHESTER RD, DERRY, NH 03038-1602
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006544-84
Date	Apr 26, 2024
Book Page	6544/84
Instrument	24011350

Lender

Name	MILLYARD BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Sep 22, 2025
Property Address	4 CHESTER RD, DERRY, NH 03038-1602
Document Number	006650-752
Book / Page	6650 / 752
Instrument Date	Sep 17, 2025
Instrument	25031433
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CHESTER RD # OLDL, OLDL, DERRY, NH 03038-1602

Tax Assessment & Valuation

The 2025 property tax bill for 4 Chester Rd was $8,171, up 1.6% from the year before.

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,171.00 (+1.6%)	$430,300 (-) Land $189,300 Building $241,000
2024	$8,042.00 (+9.7%)	$430,300 (+21.38%) Land $189,300 Building $241,000
2023	$7,331.00 (+8.61%)	$354,500 (-) Land $126,200 Building $228,300
2022	$6,750.00	$354,500 Land $126,200 Building $228,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4 Chester Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1991–2007)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Chester Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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