4 Cheshire Rd, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 4 Cheshire Rd, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,313 sqft · built 1950
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Trust Names on File
Last Sale	$107,200 (Mar 1992)
Tax Bill	$4,432 (2026)
Deeds & Mortgages	May 2025 Line of Credit May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-037-00009`

Property Details

APN / Parcel Number

Primary APN	`12-037-00009`
Alternative APN	`WORC M:12 B:037 L:00009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,313 sqft Living Area
Gross Area	2,548 sqft
1st Floor Area	750 sqft
Basement Area	475 sqft
Unfinished Basement	475 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,200 sqft (0.142 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	12-037-00009
Street Address	4 CHESHIRE RD
City	WORCESTER
State	MA
Zip	01606-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Subdivision	WORCESTER
Legal Block	37
Legal Lot Number	9
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3006
Census Tract	730300

Owner

4 Cheshire Rd is held in a trust since May 2025.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4 CHESHIRE RD, WORCESTER, MA 01606-2219
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2025	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
May 23, 2017	Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 1992 · Amount on File
Deed Sale	Mar 27, 1992 · Amount on File
Deed Book / Page	14078 / 130
Last Transfer Date	May 29, 2025
Transfer Doc	072048-267
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	4 CHESHIRE RD, WORCESTER, MA 01606-2219
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071980-79
Date	May 13, 2025
Book Page	71980/79
Instrument	37815

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jun 1, 2065

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	4 CHESHIRE RD, WORCESTER, MA 01606-2219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57154-62
Date	May 23, 2017
Book Page	57154/62
Instrument	52285

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	480 Months
Due	May 1, 2057

Tax Assessment & Valuation

The 2026 property tax bill for 4 Cheshire Rd was $4,432, up 2.4% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,432.00 (+2.38%)	$333,700 (+1.68%) Land $115,400 Building $218,300	$391,441 (+1.21%)
2025	$4,329.00	$328,200 Land $109,900 Building $218,300	$386,745 (+9.64%)
2024			$352,735
2023	$4,068.00	$283,700 Land $95,500 Building $188,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Cheshire Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4 Cheshire Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Netafy, T-Mobile.

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