Otsego County and Oneonta City property record for 4 Cherry St, Oneonta, NY 13820 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1978 |
| Square Footage | 855 sqft Living Area |
| Lot Size | 2,178 sqft (0.05 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $82,979 (2014) |
| Tax Bill | $2,693.00 (2025) |
| Primary APN | 361200 288.17-4-77 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 855 sqft Living Area |
| 1st Floor | 531 sqft 1st Floor |
| 2nd Floor | 324 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Exterior |
| Lot Area | 2,178 sqft (0.05 acres) |
| Depth X Width | 50 ft x 45 ft Depth x Width |
| Porch Area | 213 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3911 0416 |
|---|---|
| Street Address | 4 CHERRY ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1755 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 77.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | ONEONTA |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 591000 |
Source: Otsego County and Oneonta City records · APN 361200 288.17-4-77
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 CHERRY ST, ONEONTA, NY 13820-1755 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 21, 2014 · Amount on Record |
| Deed Sale | May 21, 2014 · Amount on Record |
| Prior Sale | Aug 07, 2006 · Amount on Record |
| Deed Book / Page | 2014 / 2228 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Apr 23, 2026 |
| Property Address | 4 CHERRY ST, ONEONTA, NY 13820-1755 |
| Document Number | 0000000902 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 20261902 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4 CHERRY ST, ONEONTA, NY 13820-1755 |
| Document Number | 0000001902, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 20261902 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,693.00 | $84,000 (-) Land $6,000 Building $78,000 | $118,310 (+14.08%) Land $8,451 Building $109,859 |
| 2023 | $84,000 Land $6,000 Building $78,000 | $103,704 Land $7,407 Building $96,297 |
4 Cherry St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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