4 Chartier Cir, Newport, RI 02840 Property Records

Newport City property record for 4 Chartier Cir, Newport, RI 02840

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,656 sqft · built 2021
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Trust Names on File
Last Sale	$5,500,000 (May 2023)
Tax Bill	$48,309 (2025)
Deeds & Mortgages	Sep 2023 Mortgage May 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R08952`

Property Details

APN / Parcel Number

Primary APN	`R08952`
Alternative APN	`NEWP M:044 B:0106`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	5,656 sqft Living Area
Gross Area	7,912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,998 sqft (0.459 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R08952
Street Address	4 CHARTIER CIR
City	NEWPORT
State	RI
Zip	02840-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40A
Legal Block	106
Jurisdiction	NEWPORT RI
Township / Civil Division	NEWPORT
Census Block Group	2
Census Block	2082
Census Tract	40900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ocean Drive Historic District listed 1976 · 53 contributing resources · National Historic Landmark (designated 1976) · NRIS 76000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4 Chartier Cir is held in a trust since May 2023.

Source: Newport City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	10 YOUNG RD, WESTON, MA 02493-2322
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
May 5, 2023	Warranty Deed, Transfer
Mar 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance STORMFIELD CAPITAL FUNDING LLC
Nov 17, 2017	Quit Claim Deed, Transfer EARTH CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2023 · Amount on File
Deed Sale	May 5, 2023 · Amount on File
Prior Sale	Oct 13, 2020 · Amount on File
Deed Document Number	2023147496
Deed Book / Page	3141 / 165
Transfer Doc	2709-23
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	4 CHARTIER CIR, NEWPORT, RI 02840-3724
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003162-146
Date	Sep 18, 2023
Book Page	3162/146
Instrument	149190

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Sep 1, 2030
Index	Other

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWPORT RI
Recording Date	May 5, 2023
Property Address	4 CHARTIER CIR, NEWPORT, RI 02840-3724
Document Number	003141-165
Book / Page	3141 / 165
Instrument Date	May 4, 2023
Instrument	147496
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	4 CHARTIER CIR, NEWPORT, RI 02840-3724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2792-213
Date	Mar 1, 2019
Book Page	2792/213
Instrument	121177

Lender

Name	STORMFIELD CAPITAL FUNDING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2020

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWPORT RI
Recording Date	Nov 17, 2017
Property Address	4 CHARTIER CIR, NEWPORT, RI 02840-3724
Document Number	2709-23
Book / Page	002709 / 000023
Instrument Date	Nov 1, 2017
Instrument	114362
Transaction Type	Transfer
Record Updated	Feb 20, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 CHARTIER CIR NEWPORT RI 028403724, NEWPORT, RI 02840-3724

Mortgage

Document Number	2709-25
Date	Nov 17, 2017
Book Page	002709/000025
Instrument	114363

Lender

Name	EARTH CAPITAL LLC

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4 Chartier Cir was $48,309.

Source: Newport City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Newport City
Unified School District	Newport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$48,309.00	$5,559,800 Land $1,973,300 Building $3,586,500	$7,019,622
2023	$28,619.00 (+153.78%)	$2,885,000 (+145.85%) Land $937,300 Building $1,947,700
2022	$11,277.00	$1,173,500 Land $718,600 Building $454,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Chartier Cir in Zone X, an area of minimal flood risk, though there have been 123 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 125 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	153 units insured incl. 28 condo units
Nearby Flood Claims	123 (1978–2025)
Claims Outside the SFHA	19 of 123
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 10 claims Hurricane Sandy, Oct 2012 · 24 claims Hurricane Bob, Aug 1991 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Chartier Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chartier Cir

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