Nantucket County and Nantucket Town property record for 4 Charter St, Nantucket, MA 02554
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,779 sqft · built 2006 |
| Lot Size | 0.055 acres (2,409 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $10,796 (2026) |
| Deeds & Mortgages | Mar 2026 Sale Apr 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 4232-167.1 |
| Primary APN | 4232-167.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,779 sqft Living Area |
| Gross Area | 3,814 sqft |
| 1st Floor Area | 1,134 sqft |
| Basement Area | 1,134 sqft |
| Unfinished Basement | 1,134 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,409 sqft (0.055 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 4232-167.1 |
|---|---|
| Street Address | 4 CHARTER ST |
| City | NANTUCKET |
| State | MA |
| Zip | 02554-3751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ROH |
| Jurisdiction | NANTUCKET MA |
| Township / Civil Division | NANTUCKET |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 950100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Nantucket County and Nantucket Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4 CHARTER ST, NANTUCKET, MA 02554-3751 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed, Transfer |
| Apr 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Recording Date | Mar 10, 2026 |
| Property Address | 4 CHARTER ST, NANTUCKET, MA 02554-3751 |
| Document Number | 0002051-72 |
| Book / Page | 2051 / 72 |
| Instrument Date | Feb 14, 2026 |
| Instrument | 486 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Property Address | 4 CHARTER ST, NANTUCKET, MA 02554-3751 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00001890-1 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 1890/1 |
| Instrument | 1063 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 1, 2062 |
Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Nantucket County |
| County Subdivision | Nantucket Town |
| Unified School District | Nantucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,796.00 (-0.57%) | $3,460,300 (+4.53%) Land $1,837,000 Building $1,623,300 | $4,120,681 |
| 2025 | $10,858.00 (+4.64%) | $3,310,400 (-0.15%) Land $1,589,700 Building $1,720,700 | |
| 2024 | $10,377.00 (+14.12%) | $3,315,400 (+17.04%) Land $1,619,100 Building $1,696,300 | |
| 2023 | $9,093.00 | $2,832,800 Land $1,542,000 Building $1,290,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 319 individual policies |
| Nearby Flood Policies | 357 units insured incl. 38 condo units |
| Nearby Flood Claims | 380 (1978–2026) |
| Claims Outside the SFHA | 20 of 380 |
| Most Recent Claim | Feb 2026 · Severe Winter Storm And Snowstorm |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 67 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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