4 Charles Ter, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 4 Charles Ter, Waldwick, NJ 07463 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,170 sqft · built 1949
Lot Size	0.146 acres (6,373 sqft)
Owner	2 Individual Names on File
Last Sale	$417,000 (Sep 2005)
Tax Bill	$10,961 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00018-01-00041`

Property Details

APN / Parcel Number

Primary APN	`64-00018-01-00041`
Alternative APNs	`6400018000100041` `6400018A00041`

Interior

Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	6,373 sqft (0.146 acres)
Lot Dimensions	125 ft deep x 51 ft wide

Location & Zoning

Old Parcel Number	6400018A00041
Street Address	4 CHARLES TER
City	WALDWICK
State	NJ
Zip	07463-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	51 X 125
Legal Block	18.1
Legal Lot Number	41
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3009
Census Tract	56100

Owner

Source: Bergen County and Waldwick Borough records · APN 64-00018-01-00041

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 CHARLES TER, WALDWICK, NJ 07463-2003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2005 · Amount on Record
Deed Sale	Sep 02, 2005 · Amount on Record
Prior Sale	Apr 03, 2003
Deed Book / Page	8891 / 48
Prior Transfer Date	Feb 27, 1998
Prior Transfer Doc	0000033378
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 CHARLES TER, WALDWICK, NJ 07463-2003
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040580634
Date	Apr 07, 2021
Book Page	4058/634
Instrument	2021050435

Lender

Name	GARDEN STATE HOME LOANS INC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,600 (-) Land $290,500 Building $187,100	$477,600 (-) Land $290,500 Building $187,100
2025	$10,961.00 (+3.66%)	$477,600 (+27.77%) Land $290,500 Building $187,100	$477,600 (+27.77%) Land $290,500 Building $187,100
2024	$10,574.00 (-0.67%)
2023		$373,800 Land $236,000 Building $137,800	$373,800 Land $236,000 Building $137,800
2022	$10,645.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.