4 Charles St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 4 Charles St, Poughkeepsie, NY 12601

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 1,536 sqft · built 1900
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on File
Last Sale$25,000 (Oct 2001)
Tax Bill$5,123 (2025)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN131300-6062-76-943226-0000

Property Details

APN / Parcel Number

Primary APN131300-6062-76-943226-0000
Alternative APNs
  • 130000606200769432260000
  • 131300 6.62-76-943.226
  • 059120

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Units2 Units
Stories2 Stories
Building Area1,536 sqft Living Area
Gross Area1,576 sqft
1st Floor Area768 sqft
2nd Floor Area768 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOld Style
Exterior MaterialComposition/Composite
Roof MaterialAsphalt
Lot Area2,178 sqft (0.05 acres)
Lot Dimensions66 ft deep x 35 ft wide
PorchCovered Porch
Porch Area40 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number059120
Street Address4 CHARLES ST
CityPOUGHKEEPSIE
StateNY
Zip12601-2214
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-4
Legal Description.05 AC 21999 10364 1455 0308
Legal Block76
Legal Lot Number943
JurisdictionDUTCHESS NY
Township / Civil DivisionPOUGHKEEPSIE
Census Block Group1
Census Block1004
Census Tract220101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Mill Street-North Clover Street Historic District (Boundary Increase)
listed 1987 · 10 contributing resources · NRIS 87000812

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4 Charles St, a duplex, is owned and occupied by two individuals who bought it in October 2001.

Source: Dutchess County and Poughkeepsie City records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address4 CHARLES ST, POUGHKEEPSIE, NY 12601-2214
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2001 · Amount on File
Deed SaleOct 31, 2001 · Amount on File
Deed Book / Page22001 / 9342
Record UpdatedJun 8, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address4 CHARLES ST, POUGHKEEPSIE, NY 12601-2214
Document Number0000003754
Instrument DateMay 31, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyNORTH RIVER ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CHARLES ST POUGHKEEPSIE NY 126012214, POUGHKEEPSIE, NY 12601-2214

Mortgage

Document Number0000003754
DateJun 12, 2018
Instrument3754
Lender
NameHUDSON VLY FCU
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term84 Months
DueJun 11, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 4 Charles St was $5,123 with a veteran's exemption.

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
MunicipalityPoughkeepsie City
Unified School DistrictPoughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,123.00$253,000 Land $29,700 Building $223,300$253,000 Land $29,700 Building $223,300
2023$206,300 (+20.01%) Land $29,700 Building $176,600$206,300 (+20.01%) Land $29,700 Building $176,600
2022$171,900 Land $27,000 Building $144,900$171,900 Land $27,000 Building $144,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Charles St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Charles St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOUGHKEEPSIE CITY
serves 30,639 people · EPA ID NY1330291
Water SourcePurchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State InspectionOct 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Optimum.

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