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4 Charles Pl, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 4 Charles Pl, Mount Vernon, NY 10550

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,296 sqft · built 1940
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Feb 2020)
Tax Bill$16,297 (2026)
Deeds & MortgagesSep 2020 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN550800 169.55-3094-56

Property Details

APN / Parcel Number

Primary APN550800 169.55-3094-56
Alternative APNs
  • 080016905530940560000000
  • 080330

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,296 sqft Living Area
1st Floor Area648 sqft
2nd Floor Area648 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Location & Zoning

Account Number080330
Street Address4 CHARLES PL
CityMOUNT VERNON
StateNY
Zip10550-4926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3094
Legal Lot Number56.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT VERNON
Census Block Group2
Census Block2012
Census Tract2600

Owner

4 Charles Pl is owned by two individuals who bought it in February 2020.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 1804, DAYTON, OH 45401-1804
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Deed of Trust, Mortgage
UNITED NRTHN MTG BANKERS
Feb 3, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
UNITED NORTHERN MORTGAGE BANKERS LT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2020 · Amount on File
Deed SaleFeb 3, 2020 · Amount on File
Prior SaleAug 25, 2008 · Amount on File
Deed Document Number2020600243111
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address4 CHARLES PL, MOUNT VERNON, NY 10550-4926
Document Number0602883378
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyCAMBRIDGE ABSTRACT LIMITED, CAMBRIDGE ABS LTD

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CHARLES PL MOUNT VERNON NY 105504926, MOUNT VERNON, NY 10550-4926

Mortgage

Document Number0602883378
DateOct 14, 2020
Book Page060288/003378
Lender
NameUNITED NRTHN MTG BANKERS
TypeMortgage Company
AddressLEVITTOWN, NY 11756
Agreement
AmountAmount on Record
Term360 Months
DueOct 13, 2050

February 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateFeb 3, 2020
Property Address4 CHARLES PL, MOUNT VERNON, NY 10550-4926
Document Number0600243111
Map ReferenceMAP 4654
Instrument DateJan 24, 2020
Instrument600243111
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyRECORD & RETURN TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,760.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 CHARLES PL, 4, MOUNT VERNON, NY 10550-4926

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 NORTH 90 AVENUE, MOUNT VERNON, NY 10550

Mortgage

Document Number0600313387
DateFeb 3, 2020
Instrument600313387
Lender
NameUNITED NORTHERN MORTGAGE BANKERS LT
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4 Charles Pl was $16,297, up 44.2% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityMount Vernon City
Unified School DistrictMount Vernon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,297.00 (+44.2%)
2025$11,302.00$9,482 (-) Land $2,000 Building $7,482$526,778 (+6.67%) Land $111,111 Building $415,667
2024$9,482 (-) Land $2,000 Building $7,482$493,855 (-10.94%) Land $104,167 Building $389,688
2023$9,482 Land $2,000 Building $7,482$554,503 Land $116,959 Building $437,544

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Charles Pl in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims12 (1978–2021)
Claims Outside the SFHA7 of 12
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Charles Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT VERNON WATER DEPARTMENT
serves 73,893 people · EPA ID NY5903441
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
Lead7 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Spectrum
Cable		1,000 / 1,000

May also be available: T-Mobile.

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