Erie County and West Seneca Town property record for 4 Chapel Ln, Buffalo, NY 14224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,671 sqft · built 1976 |
| Lot Size | 0.259 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,000 (Feb 2021) |
| Tax Bill | $7,202 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-141-092 |
| Primary APN | 4-141-092 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,671 sqft Living Area |
| 1st Floor Area | 943 sqft |
| 2nd Floor Area | 728 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,250 sqft (0.259 acres) |
| Lot Dimensions | 149 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4-141-092 |
|---|---|
| Street Address | 4 CHAPEL LN |
| City | BUFFALO |
| State | NY |
| Zip | 14224-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | MC-2289 SL-83 (FL-137) MINERAL SPRINGS ESTATES 75 X 149.47 (CORNER LOT) |
| Legal Subdivision | THE BUFFALO CREEK RESERVATION |
| Legal Block | 1 |
| Legal Lot Number | 13.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | WEST SENECA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11300 |
4 Chapel Ln is owned and occupied by two individuals who bought it in February 2021.
Source: Erie County and West Seneca Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 CHAPEL LN, BUFFALO, NY 14224-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2021 | Deed of Trust, Mortgage NEIGHBORHOOD ASSISTANCE CORPORATION OF A |
| Feb 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2021 · Amount on File |
| Deed Sale | Feb 4, 2021 · Amount on File |
| Prior Sale | Mar 29, 2005 · Amount on File |
| Deed Document Number | 202122085 |
| Deed Book / Page | 11373 / 9803 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 4 CHAPEL LN, BUFFALO, NY 14224-1215 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0113854973 |
|---|---|
| Date | Aug 14, 2021 |
| Book Page | 11385/4973 |
| Instrument | 2021160996 |
| Name | NEIGHBORHOOD ASSISTANCE CORPORATION OF A |
|---|---|
| Type | Government Agency |
| Address | ROXBURY, MA 02119 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Feb 4, 2021 |
| Property Address | 4 CHAPEL LN, BUFFALO, NY 14224-1215 |
| Document Number | 0113739803 |
| Book / Page | 11373 / 9803 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 2021022085 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | OLD REPUBLIC TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $876.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 CHAPEL LN, 4, WEST SENECA, NY 14224-1215 |
| Name | Verified Name |
|---|---|
| Address | 4 CHAPEL LN, WEST SENECA, NY 14224-1215 |
| Document Number | 0139784294 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 13978/4294 |
| Instrument | 2021022086 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
The 2026 property tax bill for 4 Chapel Ln was $7,202, up 99.7% from the year before.
Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | West Seneca Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,202.00 (+99.72%) | ||
| 2025 | $3,606.00 (-48.89%) | $73,300 (-) Land $13,000 Building $60,300 | $305,400 (+4.16%) Land $54,164 Building $251,236 |
| 2024 | $7,056.00 | $73,300 (-) Land $13,000 Building $60,300 | $293,200 (+4%) Land $52,000 Building $241,200 |
| 2023 | $73,300 Land $13,000 Building $60,300 | $281,923 Land $50,000 Building $231,923 | |
| 2019 | $6,096.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4 Chapel Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4 Chapel Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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