4 Central Ave, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 4 Central Ave, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,640 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Nov 2024)
Tax Bill	$5,023 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
APN	`381700 112.59-5-6`

Property Details

APN / Parcel Number

Primary APN	`381700 112.59-5-6`
Alternative APN	`0502220`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,640 sqft Total Area
1st Floor Area	1,056 sqft
2nd Floor Area	1,056 sqft
Upper Floors Area	528 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	100 ft deep x 43.7 ft wide
Porch	Slab
Porch Area	872 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0502220
Street Address	4 CENTRAL AVE
City	TROY
State	NY
Zip	12180-7292
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TF
Legal Description	2 STY FR HSE 485B-6/SEC J 9 PT 10
Legal Block	5
Legal Lot Number	6.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1004
Census Tract	41200

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 LONDON SQUARE DR, CLIFTON PARK, NY 12065-3723
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Prior Sale	Oct 11, 2002 · Amount on Record
Deed Document Number	20242024-649573
Deed Book / Page	10832 / 36
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	4 CENTRAL AVE, TROY, NY 12180-7292
Document Number	0000580635
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CENTRAL AVE TROY NY 121807292, TROY, NY 12180-7292

Mortgage

Document Number	0000580635
Date	Dec 28, 2020
Book Page	009410/000017
Instrument	580635

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 27, 2030

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,023.00 (-15.95%)
2025	$5,976.00 (+5.88%)	$138,000 (-) Land $10,000 Building $128,000	$236,300 (+19.89%) Land $17,123 Building $219,177
2023		$138,000 (-) Land $10,000 Building $128,000	$197,100 (+8.55%) Land $14,283 Building $182,817
2022	$5,644.00 Homeowner's exemption	$138,000 Land $10,000 Building $128,000	$181,579 Land $13,158 Building $168,421

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20