4 Cedric Pl, Derby, CT 06418 Property Records

Derby City property record for 4 Cedric Pl, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1959
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Aug 2023)
Tax Bill	$6,897 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERB M:11 B:4 L:59`

Property Details

APN / Parcel Number

Primary APN	`DERB M:11 B:4 L:59`
Alternative APNs	`000370` `6244` `370`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	636 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	370
Street Address	4 CEDRIC PL
City	DERBY
State	CT
Zip	06418-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	4
Legal Lot Number	59
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	3
Census Block	3012
Census Tract	120200

Owner

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4 CEDRIC PL, DERBY, CT 06418-1010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HEALTHCARE FINANCIAL FEDERAL CREDIT UNIO
Jul 17, 2017	Warranty Deed, Transfer UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on File
Deed Sale	Aug 31, 2023 · Amount on File
Prior Sale	Jul 17, 2017 · Amount on File
Deed Document Number	20233105
Deed Book / Page	910 / 95
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Aug 31, 2023
Property Address	4 CEDRIC PL, DERBY, CT 06418-1010
Document Number	0000910-95
Book / Page	910 / 95
Instrument Date	Aug 30, 2023
Instrument	3105
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003106
Date	Aug 31, 2023
Instrument	3106

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	4 CEDRIC PL, DERBY, CT 06418-1010
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000891-73
Date	Sep 2, 2022
Book Page	891/73
Instrument	1476

Lender

Name	HEALTHCARE FINANCIAL FEDERAL CREDIT UNIO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Oct 1, 2027

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Jul 17, 2017
Property Address	4 CEDRIC PL, DERBY, CT 06418-1010
Document Number	759-308
Book / Page	759 / 308
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7590310
Date	Jul 17, 2017
Instrument	00759/0310

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,897.00 (+30.92%)	$179,410 (+47.13%) Land $42,000 Building $137,410	$345,891 (+305.22%)
2025	$5,268.00	$121,940 (-) Land $35,740 Building $86,200	$85,358 Land $25,018 Building $60,340
2024	$5,268.00 (+11.92%)
2023	$4,707.00	$121,940 (-) Land $35,700 Building $86,240
2022	$4,707.00	$121,940 Land $35,700 Building $86,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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