4 Cedarbrook Rd, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 4 Cedarbrook Rd, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	1,991 sqft · built 1970
Lot Size	0.184 acres (8,002 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Apr 2019)
Tax Bill	$7,010 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2019 Sale & Mortgage
APN	`05-00525-0000-00050`

Property Details

APN / Parcel Number

Primary APN	`05-00525-0000-00050`
Alternative APN	`050052500050`

Interior

Stories	1 Story
Building Area	1,991 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Construction Type	Frame
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide

Location & Zoning

Street Address	4 CEDARBROOK RD
City	CAPE MAY
State	NJ
Zip	08204-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L51-53
Legal Subdivision	CAPE MAY BEACH MAP 02
Legal Block	525
Legal Lot Number	50
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	1
Census Block	1010
Census Tract	21806

Owner

Source: Cape May County and Lower Township records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	144 GENTRY DR, SWEDESBORO, NJ 08085-3072
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA
Apr 5, 2019	Grant Deed, Transfer · Conventional with PMI 1ST COLONIAL CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2019 · Amount on Record
Deed Sale	Apr 5, 2019 · Amount on Record
Prior Sale	Oct 5, 2004 · Amount on Record
Deed Document Number	201989118
Deed Book / Page	3847 / 531
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	4 CEDARBROOK RD, CAPE MAY, NJ 08204-2208
Document Number	0062810113
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CEDARBROOK RD NORTH CAPE MAY NJ 082042208, NORTH CAPE MAY, NJ 08204-2208

Mortgage

Document Number	0062810113
Date	Nov 20, 2020
Book Page	006281/000113
Instrument	41664

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Apr 5, 2019
Property Address	4 CEDARBROOK RD, CAPE MAY, NJ 08204-2208
Document Number	0038470531
Book / Page	003847 / 000531
Instrument Date	Mar 29, 2019
Instrument	89118
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	GROUP 21 TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 GENTRY DR SWEDESBORO NJ 080853072, SWEDESBORO, NJ 08085-3072

Mortgage

Document Number	60550011
Date	Apr 5, 2019
Book Page	006055/000011
Instrument	89119

Lender

Name	1ST COLONIAL CMNTY BK
Type	Bank
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,700 (-) Land $220,000 Building $125,700	$345,700 (-) Land $220,000 Building $125,700
2025		$345,700 (-) Land $220,000 Building $125,700	$345,700 (-) Land $220,000 Building $125,700
2024	$7,010.00 (+4.64%)
2023		$345,700 Land $220,000 Building $125,700	$345,700 Land $220,000 Building $125,700
2022	$6,699.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (1985–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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