4 Cedar St, Wenham, MA 01984 Property Records

Essex County and Wenham Town property record for 4 Cedar St, Wenham, MA 01984

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,331 sqft · built 1900
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Aug 2020)
Tax Bill	$12,645 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0018-0000-0015`

Property Details

APN / Parcel Number

Primary APN	`0018-0000-0015`
Alternative APNs	`WENH M:18 L:15` `662`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,331 sqft Living Area
Gross Area	3,227 sqft
Basement Area	992 sqft
Unfinished Basement	397 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	662
Street Address	4 CEDAR ST
City	WENHAM
State	MA
Zip	01984-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	15
Jurisdiction	WENHAM MA
Township / Civil Division	WENHAM
Census Block Group	2
Census Block	2020
Census Tract	216100

Owner

4 Cedar St is owned and occupied by two individuals who bought it in August 2020.

Source: Essex County and Wenham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 CEDAR ST, WENHAM, MA 01984-1514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2020 · Amount on File
Deed Sale	Aug 20, 2020 · Amount on File
Prior Sale	Aug 16, 2004 · Amount on File
Deed Book / Page	38843 / 229
Prior Transfer Date	Aug 5, 2020
Prior Transfer Doc	3884000229
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WENHAM MA
Recording Date	Aug 20, 2020
Property Address	4 CEDAR ST, WENHAM, MA 01984-1514
Document Number	38843-229
Book / Page	38843 / 229
Instrument Date	Aug 5, 2020
Instrument	20200820002710
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 CEDAR ST, WENHAM, MA 01984-1514

Mortgage

Document Number	200820002720
Date	Aug 20, 2020
Instrument	200820002720

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2030
Max Rate At Change	2.25%
Index	LIBOR

Tax Assessment & Valuation

The 2026 property tax bill for 4 Cedar St was $12,645, down 0.3% from the year before.

Source: Essex County and Wenham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Wenham Town
Unified School District	Hamilton-Wenham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,645.00 (-0.33%)	$790,800 (-3.14%) Land $364,700 Building $417,700	$1,028,846 (+14.94%)
2025	$12,687.00	$816,400 Land $364,700 Building $451,700	$895,090
2023	$11,522.00	$664,100 Land $349,400 Building $314,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Cedar St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WENHAM WATER DEPT. serves 3,942 people · EPA ID MA3320000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880