Hampden County and Wilbraham Town property record for 4 Cedar Oak Dr, Wilbraham, MA 01095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,476 sqft · built 1964 |
| Lot Size | 0.817 acres (35,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Jul 1989) |
| Tax Bill | $8,575 (2026) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | MAP 76 |
| Primary APN | MAP 76 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,476 sqft Living Area |
| Gross Area | 4,662 sqft |
| 1st Floor Area | 1,468 sqft |
| Basement Area | 1,130 sqft |
| Unfinished Basement | 602 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 35,600 sqft (0.817 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | MAP 76 |
|---|---|
| Street Address | 4 CEDAR OAK DR |
| City | WILBRAHAM |
| State | MA |
| Zip | 01095-1530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R24 |
| Legal Block | 4 |
| Legal Lot Number | 1166 |
| Jurisdiction | WILBRAHAM MA |
| Township / Civil Division | WILBRAHAM |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 813601 |
4 Cedar Oak Dr is owned and occupied by two individuals who bought it in July 1989.
Source: Hampden County and Wilbraham Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 CEDAR OAK DR, WILBRAHAM, MA 01095-1530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 1989 · Amount on File |
| Deed Sale | Jul 7, 1989 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILBRAHAM MA |
| Property Address | 4 CEDAR OAK DR, WILBRAHAM, MA 01095-1530 |
| Document Number | 21691-16 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 21691-16 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 021691/000016 |
| Instrument | 28121 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4 Cedar Oak Dr was $8,575, up 2.9% from the year before.
Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Wilbraham Town |
| Unified School District | Hampden-Wilbraham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,575.00 (+2.87%) | $491,400 (+5.41%) Land $105,400 Building $386,000 | $525,197 (-7.94%) |
| 2025 | $8,336.00 (-2.39%) | $466,200 (+1%) Land $105,400 Building $360,800 | $570,475 (+3.25%) |
| 2024 | $8,540.00 (+9.7%) | $461,600 (+10.88%) Land $105,400 Building $356,200 | $552,520 |
| 2023 | $7,785.00 | $416,300 Land $105,400 Building $310,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Cedar Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Cedar Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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