Charlestown Town property record for 4 Cedar Meadows Rd, Charlestown, RI 02813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,892 sqft · built 2004 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Oct 2018) |
| Tax Bill | $4,388 (2025) |
| Deeds & Mortgages | Aug 2019 Refinance Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-0339-57 |
| Primary APN | 6-0339-57 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,892 sqft Living Area |
| Gross Area | 5,280 sqft |
| 1st Floor Area | 1,454 sqft |
| Basement Area | 1,438 sqft |
| Unfinished Basement | 1,438 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,689 sqft (0.98 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 6-0339-57 |
|---|---|
| Street Address | 4 CEDAR MEADOWS RD |
| City | CHARLESTOWN |
| State | RI |
| Zip | 02813-3919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3A |
| Legal Lot Number | 1 |
| Jurisdiction | CHARLESTOWN RI |
| Township / Civil Division | CHARLESTOWN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 51102 |
Source: Charlestown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 CEDAR MEADOWS RD, CHARLESTOWN, RI 02813-3919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MTG SVC |
| Oct 23, 2018 | Warranty Deed, Transfer RESIDENTIAL MTG SVCS |
| Mar 10, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2018 · Amount on Record |
| Deed Sale | Oct 23, 2018 · Amount on Record |
| Prior Sale | Mar 10, 2017 · Amount on Record |
| Deed Document Number | 20182139 |
| Deed Book / Page | 441 / 508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Property Address | 4 CEDAR MEADOWS RD, CHARLESTOWN, RI 02813-3919 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 450-413 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 450/413 |
| Instrument | 1782 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Property Address | 4 CEDAR MEADOWS RD, CHARLESTOWN, RI 02813-3919 |
| Document Number | 458-166 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4 CEDAR MEADOWS RD CHARLESTOWN RI 028133919, CHARLESTOWN, RI 02813-3919 |
| Document Number | 458-166 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 000458/000166 |
| Instrument | 921 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Recording Date | Oct 23, 2018 |
| Property Address | 4 CEDAR MEADOWS RD, CHARLESTOWN, RI 02813-3919 |
| Document Number | 441-508 |
| Book / Page | 441 / 508 |
| Instrument | 2139 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41.79 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 4410510 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 00441/0510 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 23, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Recording Date | Mar 10, 2017 |
| Property Address | 4 CEDAR MEADOWS RD, CHARLESTOWN, RI 02813-3919 |
| Document Number | 424-675 |
| Book / Page | 000424 / 000675 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 400 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $449.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 CEDAR MEADOWS RD CHARLESTOWN RI 028133919, CHARLESTOWN, RI 02813-3919 |
Source: Charlestown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Charlestown Town |
| Unified School District | Chariho Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,388.00 (+3.32%) | $739,900 (-) Land $162,500 Building $577,400 | $882,549 |
| 2023 | $4,247.00 | $739,900 Land $162,500 Building $577,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2010–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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