Merrimack County and Bow Town property record for 4 Cedar Ln, Bow, NH 03304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,476 sqft · built 1986 |
| Lot Size | 2.85 acres (124,146 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $645,000 (Jun 2026) |
| Tax Bill | $11,918 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 4.040.0001 |
| Primary APN | 4.040.0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,476 sqft Living Area |
| Gross Area | 4,340 sqft |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 124,146 sqft (2.85 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 4 CEDAR LN |
|---|---|
| City | BOW |
| State | NH |
| Zip | 03304-4409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Block | 4 |
| Legal Lot Number | 40-1 |
| Jurisdiction | BOW TOWN NH |
| Township / Civil Division | BOW |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 31002 |
Source: Merrimack County and Bow Town records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 CEDAR LN, BOW, NH 03304-4409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jun 15, 2026 | Warranty Deed, Transfer · Stand-Alone First Mortgage |
| Jun 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on Record |
| Deed Sale | Jun 15, 2026 · Amount on Record |
| Prior Sale | Jul 17, 2020 · Amount on Record |
| Deed Document Number | 20269492 |
| Deed Book / Page | 3933 / 593 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOW TOWN NH |
| Recording Date | Jun 15, 2026 |
| Property Address | 4 CEDAR LN, BOW, NH 03304-4409 |
| Document Number | 0000009492 |
| Book / Page | 3933 / 593 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20269492 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 CEDAR LN, BOW, NH 03304-4409 |
| Date | Jun 15, 2026 |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOW TOWN NH |
| Property Address | 4 CEDAR LN, BOW, NH 03304-4409 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000010812 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 3794/626 |
| Instrument | 202200010812 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Merrimack County and Bow Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| County Subdivision | Bow Town |
| Unified School District | Bow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,918.00 (+7.04%) | $594,400 (+5.6%) Land $156,600 Building $437,800 | |
| 2024 | $11,134.00 (+8.79%) | $562,900 (+52.96%) Land $156,600 Building $406,300 | |
| 2023 | $10,234.00 (+4.87%) | $368,000 (-) Land $107,700 Building $260,300 | $564,205 |
| 2022 | $9,759.00 | $368,000 Land $107,700 Building $260,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2006–2008) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Breezeline.
5G and 4G LTE (outdoors only)
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