4 Cayuga Trl, Harrison, NY 10528 Property Records

Westchester County and Harrison Town property record for 4 Cayuga Trl, Harrison, NY 10528

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,701 sqft · built 1955
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$2,290,000 (Jun 2022)
Tax Bill	$34,454 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552801 0472.-43`

Property Details

APN / Parcel Number

Primary APN	`552801 0472.-43`
Alternative APNs	`5528000004720000043` `000028880`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	5,701 sqft Living Area
1st Floor Area	3,997 sqft
2nd Floor Area	1,704 sqft
Upper Floors Area	724 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Unfinished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	759 sqft
Patio Area	129 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000028880
Street Address	4 CAYUGA TRL
City	HARRISON
State	NY
Zip	10528-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Lot Number	43
Jurisdiction	WESTCHESTER NY
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1032
Census Tract	8500

Owner

4 Cayuga Trl is owned and occupied by two individuals who bought it in June 2022.

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 CAYUGA TRL, HARRISON, NY 10528-1820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	May 22, 2003 · Amount on File
Deed Document Number	20223286
Record Updated	Oct 29, 2026

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 24, 2022
Property Address	4 CAYUGA TRL, HARRISON, NY 10528-1820
Document Number	0621663286
Map Reference	MAP 9941
Instrument Date	Jun 21, 2022
Instrument	621663286
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 CAYUGA TRL, HARRISON, NY 10528-1820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 LOCKWOOD PL, HARRISON, NY 10528-3005
Investor	Possibly a Property Investor

Mortgage

Document Number	0621743251
Date	Jun 24, 2022
Instrument	621743251

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4 Cayuga Trl was $34,454, up 20.7% from the year before.

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Harrison Town
Municipality	Harrison Village
Unified School District	Harrison Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$34,454.00 (+20.71%)
2025	$28,542.00	$20,500 (-) Land $4,000 Building $16,500	$1,767,242 (-2.59%) Land $344,828 Building $1,422,414
2024		$20,500 (+7.05%) Land $4,000 Building $16,500	$1,814,159 (+10.84%) Land $353,982 Building $1,460,177
2023		$19,150 Land $4,000 Building $15,150	$1,636,752 Land $341,880 Building $1,294,872

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Cayuga Trl in Zone X, an area of minimal flood risk, though there have been 195 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	195 (1978–2024)
Claims Outside the SFHA	67 of 195
Most Recent Claim	Mar 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 27 claims Hurricane Irene, Aug 2011 · 20 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Cayuga Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880