Stafford County property record for 4 Cavern Ct, Fredericksburg, VA 22406
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,108 sqft · built 2002 |
| Lot Size | 0.237 acres (10,332 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,708 (2025) |
| Deeds & Mortgages | Nov 2020 Sale Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45N-26-310 |
| Primary APN | 45N-26-310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 4,108 sqft Living Area |
| Gross Area | 4,508 sqft |
| Basement Area | 1,236 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,332 sqft (0.237 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 28991 |
|---|---|
| Street Address | 4 CAVERN CT |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22406-7475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 310 SEC 26 10333 SQFT ENGLAND RUN NORTH |
| Legal Subdivision | ENGLAND RUN NORTH SEC 26 |
| Legal Block | 4 |
| Legal Lot Number | 310 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | FALMOUTH |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 10305 |
Source: Stafford County records · APN 45N-26-310
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 CAVERN CT, FREDERICKSBURG, VA 22406-7475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 02, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Nov 17, 2018 | Deed of Trust, Mortgage · VA Mortgage HOME PT FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 02, 2020 |
| Deed Sale | Nov 02, 2020 |
| Prior Sale | May 16, 2002 · Amount on Record |
| Deed Document Number | 202029179 |
| Prior Transfer Date | Aug 22, 2012 |
| Prior Transfer Doc | 1200018783 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Nov 02, 2020 |
| Property Address | 4 CAVERN CT, FREDERICKSBURG, VA 22406-7475 |
| Document Number | 200029179 |
| Instrument Date | Nov 02, 2020 |
| Instrument | 29179 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 CAVERN CT FREDERICKSBURG VA 224067475, FREDERICKSBURG, VA 22406-7475 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 4 CAVERN CT, FREDERICKSBURG, VA 22406-7475 |
| Document Number | 180020387 |
| Instrument Date | Nov 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | 180020387 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 20387 |
| Name | HOME PT FIN'L |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 09, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Stafford County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,708.00 (+12.31%) | $510,900 (+15.15%) Land $130,000 Building $380,900 | $510,900 (+15.15%) Land $130,000 Building $380,900 |
| 2023 | $4,192.00 (+22.36%) | $443,700 Land $120,000 Building $323,700 | $443,700 Land $120,000 Building $323,700 |
| 2021 | $3,426.00 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 35 |
Based on FCC filings for 264 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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