4 Cavendish Sq, Saint Peters, MO 63376 Property Records

St. Charles County property record for 4 Cavendish Sq, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,930 sqft · built 1977
Lot Size	0.119 acres (5,203 sqft)
Owner	Company Name on File
Last Sale	$166,900 (May 2012)
Tax Bill	$3,925 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`427845F005`

Property Details

APN / Parcel Number

Primary APN	`427845F005`
Alternative APN	`3-0005-5165-00-0006.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,930 sqft Living Area
Gross Area	4,036 sqft
1st Floor Area	2,264 sqft
Basement Area	1,332 sqft
Finished Basement	666 sqft
Unfinished Basement	666 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	5,203 sqft (0.119 acres)
Lot Dimensions	121 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	427845F005
Street Address	4 CAVENDISH SQ
City	SAINT PETERS
State	MO
Zip	63376-2912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	ST PETERS HILLS #1 LOT 6
Legal Subdivision	ST PETERS HILLS #1
Legal Lot Number	6
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	3
Census Block	3001
Census Tract	311391

Owner

4 Cavendish Sq is owned by a company that acquired it in July 2018 and is owner-occupied.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	4 CAVENDISH SQ, SAINT PETERS, MO 63376-2912
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage US BK
Aug 20, 2018	Quit Claim Deed, Transfer Quitclaim
May 3, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2012 · Amount on File
Deed Sale	May 10, 2012 · Amount on File
Prior Sale	Mar 15, 2010 · Amount on File
Deed Document Number	2012351430
Deed Book / Page	5777 / 1283
Last Transfer Date	Jul 19, 2018
Transfer Doc	0069650946
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 CAVENDISH SQ, SAINT PETERS, MO 63376-2912
Document Number	0000098316
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4 CAVENDISH SQ ST PETERS MO 633762912, ST PETERS, MO 63376-2912

Mortgage

Document Number	0000098316
Date	Dec 15, 2020
Instrument	98316

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 14, 2035

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 20, 2018
Property Address	4 CAVENDISH SQ, SAINT PETERS, MO 63376-2912
Document Number	0069650946
Book / Page	006965 / 000946
Instrument Date	Jul 19, 2018
Instrument	475550
Transaction Type	Transfer
Record Updated	Sep 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4 CAVENDISH SQ ST PETERS MO 633762912, ST PETERS, MO 63376-2912

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST CHARLES MO
Recording Date	May 3, 2017
Property Address	4 CAVENDISH SQ, SAINT PETERS, MO 63376-2912
Document Number	0067380312
Book / Page	006738 / 000312
Instrument Date	Apr 10, 2017
Instrument	269460
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CAVENDISH SQ ST PETERS MO 633762912, ST PETERS, MO 63376-2912

Tax Assessment & Valuation

The 2025 property tax bill for 4 Cavendish Sq was $3,925, down 9.4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,726 (-)	$303,820 (-) Land $60,000 Building $243,820
2025	$3,925.00 (-9.37%)	$57,726	$303,820 Land $60,000 Building $243,820
2024	$4,331.00
2023		$62,079
2022			$326,731 Land $60,000 Building $266,731

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Cavendish Sq in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Cavendish Sq is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: i3 Broadband, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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