4 Catalpa Cir, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 4 Catalpa Cir, Worcester, MA 01603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,242 sqft · built 1987
Lot Size	0.092 acres (4,004 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Oct 2018)
Tax Bill	$4,675 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Oct 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-048-01-31`

Property Details

APN / Parcel Number

Primary APN	`15-048-01-31`
Alternative APNs	`WORC M:15 B:048 L:01-31` `M:15 B:048 L:01=31`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,242 sqft Living Area
Gross Area	2,007 sqft
1st Floor Area	621 sqft
Basement Area	621 sqft
Unfinished Basement	621 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,004 sqft (0.092 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	15-048-01-31
Street Address	4 CATALPA CIR
City	WORCESTER
State	MA
Zip	01603-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	48
Legal Lot Number	1-31
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4002
Census Tract	731002

Owner

4 Catalpa Cir is owned by an individual who bought it in October 2018.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	64 FIELDING ST, WORCESTER, MA 01603-1200
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2018	Deed of Trust, Mortgage STATE FUNDING LLC
Oct 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Oct 16, 2018	Quit Claim Deed, Transfer SECURITY FIRST MTG FN
Jun 7, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Prior Sale	Jun 7, 2017 · Amount on File
Deed Book / Page	59552 / 361
Transfer Doc	059552-361
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	4 CATALPA CIR, WORCESTER, MA 01603-1841
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	058426-103
Date	Feb 12, 2018
Book Page	58426/103
Instrument	13716

Lender

Name	STATE FUNDING LLC

Agreement

Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	4 CATALPA CIR, WORCESTER, MA 01603-1841
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	063401-185
Date	Oct 1, 2020
Book Page	63401/185
Instrument	115855

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 16, 2018
Property Address	4 CATALPA CIR, WORCESTER, MA 01603-1841
Document Number	59552-361
Book / Page	59552 / 361
Instrument	109703
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	595520363
Date	Oct 16, 2018
Instrument	59552/0363

Lender

Name	SECURITY FIRST MTG FN

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 16, 2033

June 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	WORCESTER MA
Recording Date	Jun 7, 2017
Property Address	4 CATALPA CIR, WORCESTER, MA 01603-1841
Document Number	57223-370
Book / Page	057223 / 000370
Instrument Date	May 17, 2017
Instrument	58110
Transaction Type	Foreclosure
Record Updated	Jun 27, 2017

Transaction

Amount	Amount on Record
Tax	$615.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 DELAWARE AVE #11TH WILMINGTON DE 198011490, 11TH, WILMINGTON, DE 19801-1490

Tax Assessment & Valuation

The 2026 property tax bill for 4 Catalpa Cir was $4,675, up 5.1% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,675.00 (+5.06%)	$352,000 (+4.33%) Land $74,000 Building $278,000	$369,719
2025	$4,450.00	$337,400 Land $69,600 Building $267,800
2023	$3,995.00	$278,600 Land $60,500 Building $218,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Catalpa Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Catalpa Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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