4 Castle Dr, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 4 Castle Dr, Potsdam, NY 13676

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,030 sqft · built 1830
Lot Size	0.97 acres (42,253 sqft)
Owner	Individual Name on Record
Last Sale	$397,500 (Sep 2026)
Tax Bill	$13,999 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Sale + 4 more
APN	`407403 64.043-2-27`

Property Details

APN / Parcel Number

Primary APN	`407403 64.043-2-27`
Alternative APN	`740306404300020270000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,030 sqft Living Area
Gross Area	3,150 sqft
1st Floor Area	1,720 sqft
Upper Floors Area	1,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1955
Architectural Style	Traditional
Exterior Material	Stone
Lot Area	42,253 sqft (0.97 acres)
Lot Dimensions	185 ft deep x 221 ft wide
Garage Type	Mixed
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	180 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	407403 64.043-2-27
Street Address	4 CASTLE DR
City	POTSDAM
State	NY
Zip	13676-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	2
Legal Lot Number	27.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	POTSDAM
Census Block Group	4
Census Block	4003
Census Tract	490900

Owner

Source: St. Lawrence County and Potsdam Town records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	79 NORTHERN BLVD, HAGAMAN, NY 12086-4506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Sep 21, 2026	Bargain and Sale Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY COMPANY
Oct 10, 2024	Warranty Deed, Transfer
Sep 16, 2022	Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY
Sep 16, 2022	Warranty Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY
Aug 15, 2017	Warranty Deed, Transfer · Conventional with PMI NBT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2026 · Amount on Record
Deed Sale	Sep 21, 2026 · Amount on Record
Prior Sale	Sep 21, 2026 · Amount on Record
Deed Document Number	202611703
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Sep 21, 2026
Property Address	4 CASTLE DR, POTSDAM, NY 13676-1611
Document Number	0000011703
Instrument Date	Jul 28, 2026
Instrument	202611703
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 NORTHERN BLVD, HAGAMAN, NY 12086-4506

Mortgage

Document Number	0000011704,
Date	Sep 21, 2026
Instrument	202611704

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2066

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Sep 21, 2026
Property Address	4 CASTLE DR, POTSDAM, NY 13676-1611
Document Number	0000011702
Instrument Date	Apr 3, 2026
Instrument	202611702
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Tax	$160,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 RESERVE RD, DANBURY, CT 06810-5267
Investor	Possibly a Property Investor

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Oct 10, 2024
Property Address	4 CASTLE DR, POTSDAM, NY 13676-1611
Document Number	0000011290
Map Reference	ENV 182A
Instrument Date	Sep 19, 2024
Instrument	R-2024-00011290
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 HAVEN LN, PERU, NY 12972-4309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CASTLE DR, POTSDAM, NY 13676-1611

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	4 CASTLE DR, POTSDAM, NY 13676-1611
Transaction Type	Mortgage
Record Updated	Sep 30, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 ARGONNE DR, KENMORE, NY 14217-2464

Mortgage

Document Number	0000013258
Date	Sep 16, 2022
Instrument	R-2022-00013258

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Sep 16, 2022
Property Address	4 CASTLE DR, POTSDAM, NY 13676-1611
Document Number	0000013257
Instrument Date	Aug 30, 2022
Instrument	R-2022-00013257
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,248.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 CASTLE DR, POTSDAM, NY 13676-1611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 ARGONNE DR, KENMORE, NY 14217-2464

Mortgage

Document Number	0000013258
Date	Sep 16, 2022
Instrument	R-2022-00013258

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Aug 15, 2017
Property Address	4 CASTLE DR, POTSDAM, NY 13676-1611
Document Number	0000010726
Instrument Date	Jul 19, 2017
Instrument	10726
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 DRUMLIN DR POTSDAM NY 136761612, POTSDAM, NY 13676-1612

Mortgage

Document Number	10727
Date	Aug 15, 2017
Instrument	10727

Lender

Name	NBT BK
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Aug 14, 2032

Tax Assessment & Valuation

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Potsdam Town
Municipality	Potsdam Village
Unified School District	Potsdam Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,999.00 (+38.29%) Veteran's exemption
2025	$10,123.00 (+3.24%)	$345,000 (+101.17%) Land $49,300 Building $295,700	$345,000 (+38.8%) Land $49,300 Building $295,700
2024	$9,805.00 Veteran's exemption	$171,500 (-) Land $29,400 Building $142,100	$248,551 (+7.25%) Land $42,609 Building $205,942
2023		$171,500 Land $29,400 Building $142,100	$231,757 Land $39,730 Building $192,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POTSDAM VILLAGE serves 8,312 people · EPA ID NY4404397
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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