Middlesex County and Billerica Town property record for 4 Cartwright Ln, Billerica, MA 01821
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,102 sqft · built 1999 |
| Lot Size | 0.926 acres (40,337 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,050,000 (Apr 2022) |
| Tax Bill | $11,969 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Jul 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BILL M:0070 B:0070 L:1 |
| Primary APN | BILL M:0070 B:0070 L:1 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,102 sqft Living Area |
| Gross Area | 7,206 sqft |
| Basement Area | 1,446 sqft |
| Unfinished Basement | 578 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,337 sqft (0.926 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4 CARTWRIGHT LN |
|---|---|
| City | BILLERICA |
| State | MA |
| Zip | 01821-3772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Subdivision | BILLERICA |
| Legal Block | 70 |
| Legal Lot Number | 1 |
| Jurisdiction | BILLERICA MA |
| Township / Civil Division | BILLERICA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 316300 |
Source: Middlesex County and Billerica Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 CARTWRIGHT LN, BILLERICA, MA 01821-3772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE EQUITY PARTNERS LLC |
| Jul 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU |
| Apr 11, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on Record |
| Deed Sale | Apr 11, 2022 · Amount on Record |
| Prior Sale | Nov 4, 1999 · Amount on Record |
| Deed Book / Page | 36969 / 4 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 4 CARTWRIGHT LN, BILLERICA, MA 01821-3772 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0036117-52 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 36117/52 |
| Instrument | 47290 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 4 CARTWRIGHT LN, BILLERICA, MA 01821-3772 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0037942-28 |
|---|---|
| Date | Jul 11, 2023 |
| Book Page | 37942/28 |
| Instrument | 19788 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Apr 11, 2022 |
| Property Address | 4 CARTWRIGHT LN, BILLERICA, MA 01821-3772 |
| Document Number | 00036969-4 |
| Book / Page | 36969 / 4 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 15585 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 CARTWRIGHT LN, BILLERICA, MA 01821-3772 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015586 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 15586 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Billerica Town |
| Unified School District | Billerica School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,969.00 (+3.25%) | $1,030,900 (+1.12%) Land $382,700 Building $646,600 | $1,214,480 (-) |
| 2025 | $11,592.00 (+5.07%) | $1,019,500 (+4.33%) Land $371,300 Building $648,200 | $1,214,480 (+3.63%) |
| 2024 | $11,033.00 (+4.56%) | $977,200 (+9.92%) Land $336,500 Building $640,700 | $1,171,920 |
| 2023 | $10,552.00 | $889,000 Land $288,500 Building $600,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Bromate resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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