4 Cartier Cir, Saco, ME 04072 Property Records

York County and Saco City property record for 4 Cartier Cir, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,282 sqft · built 1999
Lot Size	0.564 acres (24,581 sqft)
Owner	Individual Name on File
Last Sale	$1,000,000 (Aug 2022)
Tax Bill	$13,060 (2025)
Deeds & Mortgages	Aug 2022 Sale Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`Z0250R`

Property Details

APN / Parcel Number

Primary APN	`Z0250R`
Alternative APNs	`SACO M:014 L:002 U:098-000` `M:014 L:002 U:098=000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,282 sqft Living Area
Gross Area	7,258 sqft
1st Floor Area	1,389 sqft
Attic	Attic
Attic Area	2,114 sqft
Basement Area	1,221 sqft
Unfinished Basement	1,221 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,581 sqft (0.564 acres)
Garage Type	Basement
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	Z0250R
Street Address	4 CARTIER CIR
City	SACO
State	ME
Zip	04072-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Subdivision	PLYMOUTH SETTLEMENT
Legal Lot Number	2
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2000
Census Tract	5400

Owner

4 Cartier Cir is owned by an individual who bought it in August 2022.

Source: York County and Saco City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	8 ENCLAVE DR, DANBURY, CT 06810-5260
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Warranty Deed, Transfer
Dec 9, 2021	Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS
Sep 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN INTERNET MORTGAGE INC
Nov 19, 2019	Deed of Trust, Mortgage · Balloon Mortgage SACO & BIDDEFORD SAVINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2022 · Amount on File
Deed Sale	Aug 19, 2022 · Amount on File
Deed Document Number	202235985
Deed Book / Page	19095 / 678
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Aug 19, 2022
Property Address	4 CARTIER CIR, SACO, ME 04072-1727
Document Number	0190950678
Book / Page	19095 / 678
Instrument Date	Aug 18, 2022
Instrument	2022035985
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	8 ENCLAVE DR, DANBURY, CT 06810-5260

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	4 CARTIER CIR, SACO, ME 04072-1727
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188930824
Date	Dec 9, 2021
Book Page	18893/824
Instrument	2021070879

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2042

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	4 CARTIER CIR, SACO, ME 04072-1727
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187970342
Date	Sep 9, 2021
Book Page	18797/342
Instrument	2021052972

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	4 CARTIER CIR, SACO, ME 04072-1727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181020080
Date	Nov 19, 2019
Book Page	18102/80
Instrument	2019049754

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 4 Cartier Cir was $13,060, up 6.5% from the year before.

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,060.00 (+6.46%)	$919,700 (+5.33%) Land $182,900 Building $736,800
2024	$12,268.00	$873,200 Land $182,900 Building $690,300	$1,048,420
2022	$10,356.00	$565,000 Land $139,600 Building $425,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Cartier Cir in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	11 (1978–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Cartier Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber, GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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