Rockland County and Ramapo Town property record for 4 Carriage Ln, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,618 sqft · built 1970 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Apr 2018 Mortgage Apr 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 392689 50.10-2-30 |
| Primary APN | 392689 50.10-2-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,618 sqft Living Area |
| 1st Floor Area | 1,518 sqft |
| 2nd Floor Area | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 145 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Porch |
| Porch Area | 1,190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00456650000 |
|---|---|
| Old Parcel Number | 268905001000020300000000 |
| Street Address | 4 CARRIAGE LN |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-2216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LOT:30.000 BLK:2 SEC:50.10 DIST:392689 CITY/MUNI/TWP:RAMAPO (TOV) |
| Legal Subdivision | TIOKEN FARMS SEC 02 |
| Legal Block | 2 |
| Legal Lot Number | 30.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11511 |
4 Carriage Ln is owned and occupied by two individuals who acquired it in April 1998.
Source: Rockland County and Ramapo Town records, as of December 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 CARRIAGE LN, SPRING VALLEY, NY 10977-2216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Apr 9, 2018 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 1998 |
| Deed Sale | Apr 16, 1998 |
| Prior Sale | Jan 7, 1997 · Amount on File |
| Deed Document Number | 1998-00015649 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 4 CARRIAGE LN, SPRING VALLEY, NY 10977-2216 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012321 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 2018-00012321 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 4 CARRIAGE LN, SPRING VALLEY, NY 10977-2216 |
| Document Number | 0000012322 |
| Instrument Date | Apr 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 CARRIAGE LN SPRING VALLEY NY 109772216, SPRING VALLEY, NY 10977-2216 |
| Document Number | 0000012322 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 12322 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 24, 2048 |
| Rate | 4.37% |
|---|
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $58,100 (-) Land $16,900 Building $41,200 | $748,712 (+1,032.7%) Land $217,784 Building $530,928 |
| 2023 | $58,100 Land $16,900 Building $41,200 | $66,100 Land $19,227 Building $46,873 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Carriage Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Carriage Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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