4 Carriage Dr, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 4 Carriage Dr, Palmer, MA 01069

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,948 sqft · built 1994
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$309,500 (Aug 2012)
Tax Bill	$8,552 (2025)
Deeds & Mortgages	Nov 2021 Refinance May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`PALM M:8 B:131`

Property Details

APN / Parcel Number

Primary APN	`PALM M:8 B:131`
Alternative APN	`M:0008 L:000131`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,948 sqft Living Area
Gross Area	3,804 sqft
1st Floor Area	980 sqft
Basement Area	968 sqft
Unfinished Basement	968 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	4 CARRIAGE DR
City	PALMER
State	MA
Zip	01069-2239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	HIGH MDW ESTATES
Legal Block	131
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1035
Census Tract	810100

Owner

4 Carriage Dr is owned and occupied by two individuals who acquired it in April 2020.

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 CARRIAGE DR, PALMER, MA 01069-2239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INTELLILOAN INC
May 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2012 · Amount on File
Deed Sale	Aug 31, 2012 · Amount on File
Prior Sale	Jul 3, 2007 · Amount on File
Last Transfer Date	Apr 28, 2020
Transfer Doc	23203-150
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	4 CARRIAGE DR, PALMER, MA 01069-2239
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24226-260
Date	Nov 3, 2021
Book Page	24226/260
Instrument	78498

Lender

Name	INTELLILOAN INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	May 11, 2020
Property Address	4 CARRIAGE DR, PALMER, MA 01069-2239
Document Number	23203-150
Book / Page	023203 / 000150
Instrument Date	Apr 28, 2020
Instrument	23595
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CARRIAGE DR PALMER MA 010692239, PALMER, MA 01069-2239

Tax Assessment & Valuation

The 2025 property tax bill for 4 Carriage Dr was $8,552, up 7% from the year before.

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,552.00 (+7.02%)	$471,200 (+10.09%) Land $73,900 Building $397,300	$455,525 (+0.42%)
2024	$7,991.00 (+3.93%)	$428,000 (+8.22%) Land $67,100 Building $360,900	$453,625
2023	$7,689.00	$395,500 Land $67,100 Building $328,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Carriage Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Carriage Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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