4 Carriage Dr, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 4 Carriage Dr, Acton, MA 01720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,150 sqft · built 1968
Lot Size	0.682 acres (29,718 sqft)
Owner	Individual Name on File
Last Sale	$780,000 (Jul 2021)
Tax Bill	$12,250 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00H3 B:0213 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00H3 B:0213 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
Gross Area	2,973 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,718 sqft (0.682 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	4 CARRIAGE DR
City	ACTON
State	MA
Zip	01720-4333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	213
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1021
Census Tract	363104

Owner

4 Carriage Dr is owned and occupied by an individual who bought it in July 2021.

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4 CARRIAGE DR, ACTON, MA 01720-4333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Jul 8, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Sep 27, 2017	Quit Claim Deed, Transfer DIGITAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on File
Deed Sale	Jul 8, 2021 · Amount on File
Prior Sale	Sep 27, 2017 · Amount on File
Deed Book / Page	78204 / 514
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	4 CARRIAGE DR, ACTON, MA 01720-4333
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	074902-539
Date	Jun 17, 2020
Book Page	74902/539
Instrument	94159

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jul 1, 2060

Interest

Rate Type	Adjustable Rate

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Jul 8, 2021
Property Address	4 CARRIAGE DR, ACTON, MA 01720-4333
Document Number	078204-514
Book / Page	78204 / 514
Instrument Date	Jul 8, 2021
Instrument	154712
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 CARRIAGE DR, ACTON, MA 01720-4333

Mortgage

Document Number	0000154713
Date	Jul 8, 2021
Instrument	154713

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Sep 27, 2017
Property Address	4 CARRIAGE DR, ACTON, MA 01720-4333
Document Number	069992-367
Book / Page	69992 / 367
Instrument	156458
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CARRIAGE DR, ACTON, MA 01720-4333

Mortgage

Document Number	0699920371
Date	Sep 27, 2017
Instrument	69992/0371

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2047

Interest

Rate	2.75%
Max Rate At Change	0.12%
Max Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 4 Carriage Dr was $12,250, up 5.8% from the year before.

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,250.00 (+5.84%)	$714,300 (+2.88%) Land $306,400 Building $407,900	$801,990 (+4.99%)
2024	$11,574.00 (+2.93%)	$694,300 (+8.43%) Land $306,400 Building $387,900	$763,895
2023	$11,244.00	$640,300 Land $278,500 Building $361,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Carriage Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1980–2017)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Carriage Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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