4 Carr Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 4 Carr Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,932 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$198,800 (May 2009)
Tax Bill	$6,446 (2025)
Deeds & Mortgages	Aug 2021 Refinance Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L06006000000`

Property Details

APN / Parcel Number

Primary APN	`L06006000000`
Alternative APNs	`GRAY M:025 B:306 L:006-000` `3650`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
Basement Area	384 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	3650
Street Address	4 CARR RD
City	GRAY
State	ME
Zip	04039-9641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	306
Legal Lot Number	6-0
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2000
Census Tract	4701

Owner

4 Carr Rd is owned and occupied by two individuals who bought it in May 2009.

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 CARR RD, GRAY, ME 04039-9641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MECHANICS SAVINGS BANK
Nov 24, 2020	Deed of Trust, Mortgage · Line of Credit MECHANICS SAVINGS BANK
Aug 28, 2019	Deed of Trust, Mortgage MECHANICS S&L FSA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2009 · Amount on File
Deed Sale	May 26, 2009 · Amount on File
Deed Book / Page	26921 / 79
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	4 CARR RD, GRAY, ME 04039-9641
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0385550001
Date	Aug 17, 2021
Book Page	38555/1
Instrument	59424

Lender

Name	MECHANICS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	4 CARR RD, GRAY, ME 04039-9641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0374820094
Date	Nov 24, 2020
Book Page	37482/94
Instrument	76765

Lender

Name	MECHANICS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	4 CARR RD, GRAY, ME 04039-9641
Document Number	0359640283
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CARR RD GRAY ME 040399641, GRAY, ME 04039-9641

Mortgage

Document Number	0359640283
Date	Sep 10, 2019
Book Page	035964/000283
Instrument	44334

Lender

Name	MECHANICS S&L FSA
Type	Federal Savings Bank
Address	AUBURN, ME 04212

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 9, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 4 Carr Rd was $6,446.

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,446.00	$665,900 Land $247,900 Building $418,000
2023	$5,230.00 (+8.82%)	$344,500 (-) Land $77,300 Building $267,200
2022	$4,806.00	$344,500 Land $77,300 Building $267,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4 Carr Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Carr Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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