Essex County and Salem City property record for 4 Carpenter St, Salem, MA 01970
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,913 sqft · built 1902 |
| Lot Size | 0.084 acres (3,650 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $539,000 (Aug 2013) |
| Tax Bill | $11,227 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit Aug 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SALE M:26 L:0589 |
| Primary APN | SALE M:26 L:0589 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 2,913 sqft Living Area |
| Gross Area | 4,348 sqft |
| Basement Area | 1,044 sqft |
| Unfinished Basement | 1,044 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 3,650 sqft (0.084 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4 CARPENTER ST |
|---|---|
| City | SALEM |
| State | MA |
| Zip | 01970-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B1 |
| Legal Lot Number | 589 |
| Jurisdiction | SALEM MA |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 204500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chestnut Street District listed 1973 · 302 contributing resources · NRIS 73000312 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
4 Carpenter St is owned and occupied by two individuals who bought it in August 2013.
Source: Essex County and Salem City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 CARPENTER ST, SALEM, MA 01970-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 17, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 1, 2017 | Deed of Trust, Mortgage ACADEMY MORTGAGE CORP |
| Dec 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2013 · Amount on File |
| Deed Sale | Aug 30, 2013 · Amount on File |
| Prior Sale | Jan 13, 1989 · Amount on File |
| Deed Book / Page | 32789 / 14 |
| Transfer Doc | 0032789-14 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 4 CARPENTER ST, SALEM, MA 01970-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040182-307 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 40182/307 |
| Instrument | 20210817000600 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 4 CARPENTER ST, SALEM, MA 01970-2210 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40182-307 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 40182/307 |
| Instrument | 20210817000600 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 4 CARPENTER ST, SALEM, MA 01970-2210 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35835-414 |
|---|---|
| Date | May 1, 2017 |
| Book Page | 35835/414 |
| Instrument | 281 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 4 CARPENTER ST, SALEM, MA 01970-2210 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39333-475 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 39333/475 |
| Instrument | 20201223000870 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2026 property tax bill for 4 Carpenter St was $11,227, up 4.9% from the year before.
Source: Essex County and Salem City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Salem City |
| Unified School District | Salem School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,227.00 (+4.87%) | $1,041,500 (+10.32%) Land $266,700 Building $774,800 | $1,141,237 (+18.17%) |
| 2025 | $10,706.00 (+5.26%) | $944,100 (+7.86%) Land $243,500 Building $700,600 | $965,770 |
| 2024 | $10,171.00 (+5.17%) | $875,300 (+13.22%) Land $226,100 Building $649,200 | |
| 2023 | $9,671.00 | $773,100 Land $208,700 Building $564,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Carpenter St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4 Carpenter St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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