Barnstable County and Bourne Town property record for 4 Carmela Ln, Buzzards Bay, MA 02532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,824 sqft · built 1997 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $795,000 (May 2026) |
| Tax Bill | $4,203 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Nov 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BOUR M:5.0 P:37 |
| Primary APN | BOUR M:5.0 P:37 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 3,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,302 sqft (1.04 acres) |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 938 |
|---|---|
| Street Address | 4 CARMELA LN |
| City | BUZZARDS BAY |
| State | MA |
| Zip | 02532-2252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-80 |
| Jurisdiction | BOURNE MA |
| Township / Civil Division | BOURNE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13800 |
Source: Barnstable County and Bourne Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 FIELDSTONE TER, WEST BRIDGEWATER, MA 02379-1272 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 20, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE |
| Nov 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| May 7, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC |
| Nov 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Feb 28, 2019 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| May 18, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUAD CTY BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2026 · Amount on Record |
| Deed Sale | May 7, 2026 · Amount on Record |
| Prior Sale | Apr 3, 2001 · Amount on Record |
| Deed Document Number | 202617652 |
| Deed Book / Page | 37608 / 84 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 4 CARMELA LN, BOURNE, MA 02532-2252 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037037-217 |
|---|---|
| Date | Jun 20, 2025 |
| Book Page | 37037/217 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 4 CARMELA LN, BOURNE, MA 02532-2252 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 034687-176 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 34687/176 |
| Instrument | 76612 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BOURNE MA |
| Recording Date | May 7, 2026 |
| Property Address | 4 CARMELA LN, BUZZARDS BAY, MA 02532-2252 |
| Document Number | 0037608-84 |
| Book / Page | 37608 / 84 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.17652 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14 FIELDSTONE TER, WEST BRIDGEWATER, MA 02379-1272 |
| Date | May 7, 2026 |
|---|
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 4 CARMELA LN, BOURNE, MA 02532-2252 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34687-176 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 34687/176 |
| Instrument | 76612 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 4 CARMELA LN, BOURNE, MA 02532-2252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31859-225 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 31859/225 |
| Instrument | 8821 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 4 CARMELA LN, BOURNE, MA 02532-2252 |
| Document Number | 32039-267 |
| Instrument Date | May 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 CARMELA LN BOURNE MA 025322252, BOURNE, MA 02532-2252 |
| Document Number | 32039-267 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 032039/000267 |
| Instrument | 23448 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2049 |
Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Bourne Town |
| Unified School District | Bourne School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,203.00 (+1.42%) | $538,200 (+4.16%) Land $188,800 Building $349,400 | $726,275 |
| 2024 | $4,144.00 (+1.25%) | $516,700 (+11.21%) Land $179,800 Building $336,900 | |
| 2023 | $4,093.00 | $464,600 Land $159,100 Building $305,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH SAGAMORE WATER DISTRICT serves 4,668 people · EPA ID MA4036002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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