4 Caribou Cir, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 4 Caribou Cir, Wayne, NJ 07470

Property Summary

Property Type	Townhouse
Details	1,810 sqft · built 1979
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$452,000 (Nov 2021)
Tax Bill	$11,540 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-04700-0000-00048`

Property Details

APN / Parcel Number

Primary APN	`14-04700-0000-00048`
Alternative APNs	`1400710000000053` `140470000048`

Interior

Building Area	1,810 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Townhouse
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Old Parcel Number	1400710000000053
Street Address	4 CARIBOU CIR
City	WAYNE
State	NJ
Zip	07470-4940
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Block	4700
Legal Lot Number	48
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3007
Census Tract	246002

Owner

4 Caribou Cir, a townhouse, is owned and occupied by two individuals who bought it in November 2021.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 CARIBOU CIR, WAYNE, NJ 07470-4940
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 15, 2021	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Jun 5, 2002 · Amount on File
Deed Document Number	202171485
Deed Book / Page	4178 / 51
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	4 CARIBOU CIR, WAYNE, NJ 07470-4940
Transaction Type	Mortgage
Record Updated	Nov 28, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CARIBOU CIR, WAYNE, NJ 07470-4940
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036542
Date	Oct 29, 2025
Book Page	M19633/113
Instrument	2025036542

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 15, 2021
Property Address	4 CARIBOU CIR, WAYNE, NJ 07470-4940
Document Number	0000071485
Book / Page	D4178 / 51
Instrument Date	Sep 3, 2021
Instrument	2021071485
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,265.60
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 RIDGEWOOD RD APT 102, 102, TOWNSHIP OF WASHINGTON, NJ 07676-5133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CARIBOU CIR, WAYNE, NJ 07470-4940
Investor	Possibly a Property Investor

Mortgage

Document Number	0000071486
Date	Nov 15, 2021
Instrument	2021071486

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4 Caribou Cir was $11,540, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,400 (-) Land $60,000 Building $132,400	$192,400 (-) Land $60,000 Building $132,400
2025	$11,540.00 (+0.87%)	$192,400 Land $60,000 Building $132,400	$192,400 Land $60,000 Building $132,400
2024	$11,440.00
2023		$192,400 Land $60,000 Building $132,400	$192,400 Land $60,000 Building $132,400
2022	$10,878.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4 Caribou Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Caribou Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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