4 Cardinal Ln, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 4 Cardinal Ln, Biddeford, ME 04005

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,188 sqft · built 1975
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on Record
Tax Bill$5,414 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Dec 2020 Refinance
Flood ZoneZone X (minimal risk)
APNBIDD M:42 L:89-1

Property Details

APN / Parcel Number

Primary APNBIDD M:42 L:89-1
Alternative APNs
  • M:42 L:89=1
  • 420890010

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,188 sqft Living Area
Gross Area3,142 sqft
1st Floor Area1,188 sqft
Basement Area1,188 sqft
Unfinished Basement1,188 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,860 sqft (0.41 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number420890010
Street Address4 CARDINAL LN
CityBIDDEFORD
StateME
Zip04005-8505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal SubdivisionRIVERVIEW DRIVE
Legal Lot Number89-1
JurisdictionBIDDEFORD ME
Township / Civil DivisionBIDDEFORD
Census Block Group1
Census Block1002
Census Tract25300

Owner

Source: York County and Biddeford City records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 CARDINAL LN, BIDDEFORD, ME 04005-8505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 18, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2024
Deed SaleAug 13, 2024
Prior SaleAug 3, 2015 · Amount on Record
Deed Document Number202425334
Deed Book / Page19488 / 871
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address4 CARDINAL LN, BIDDEFORD, ME 04005-8505
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0181830444
DateFeb 28, 2020
Book Page18183/444
Instrument2020009781
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address4 CARDINAL LN, BIDDEFORD, ME 04005-8505
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0184940170
DateDec 18, 2020
Book Page18494/170
Instrument2020065844
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalityBiddeford City
Unified School DistrictBiddeford (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,414.00 (+6.12%)$362,400 (+1%) Land $177,200 Building $185,200
2024$5,102.00 (+9.27%)$358,800 (+0.81%) Land $177,200 Building $181,600
2023$4,669.00 (+8.03%)$355,900 (+35.12%) Land $174,300 Building $181,600$418,190
2022$4,322.00$263,400 Land $100,200 Building $163,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1978–1991)
Most Recent ClaimOct 1991 · Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35

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