Boone County property record for 4 Cardinal Ct, Columbia, MO 65203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 984 sqft · built 1974 |
| Lot Size | 0.213 acres (9,315 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,106 (2025) |
| Deeds & Mortgages | Feb 2026 Reverse Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-405-18-01-016-00 |
| Primary APN | 16-405-18-01-016-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 9,315 sqft (0.213 acres) |
| Lot Dimensions | 115 ft deep x 80.8 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Patio Area | 25 sqft |
| Heating Fuel | Electric |
|---|
| Street Address | 4 CARDINAL CT |
|---|---|
| City | COLUMBIA |
| State | MO |
| Zip | 65203-9204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | SUGARTREE HILL LOT 7 |
| Legal Range | 13W |
| Legal Township | 48N |
| Legal Section | 18 |
| Legal Subdivision | SUGARTREE HILL |
| Legal Lot Number | 7 |
| Jurisdiction | BOONE MO |
| Township / Civil Division | KATY |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 1806 |
Source: Boone County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 CARDINAL CT, COLUMBIA, MO 65203-9204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| May 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 19, 2017 | Loan Modification, Mortgage · FHA Mortgage NATIONSTAR MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 4 CARDINAL CT, COLUMBIA, MO 65203-9204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4 CARDINAL CT, COLUMBIA, MO 65203-9204 |
| Document Number | 0000001999 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | 6106/88 |
| Instrument | 2026001999 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 778 Months |
| Due | Nov 30, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.79% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 4 CARDINAL CT, COLUMBIA, MO 65203-9204 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4 CARDINAL CT, COLUMBIA, MO 65203-9204 |
| Document Number | 0000006174 |
|---|---|
| Date | May 1, 2023 |
| Book Page | 5740/119 |
| Instrument | 2023006174 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 4 CARDINAL CT, COLUMBIA, MO 65203-9204 |
| Document Number | 0000001136 |
| Book / Page | 004759 / 000123 |
| Instrument Date | Apr 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4 CARDINAL CT COLUMBIA MO 652039204, COLUMBIA, MO 65203-9204 |
| Document Number | 0000001136 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 004759/000123 |
| Instrument | 1136 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2047 |
Source: Boone County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Boone County |
| Unified School District | Columbia 93 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,732 (-) Land $2,280 Building $13,452 | ||
| 2025 | $1,106.00 (+7.9%) | $15,732 (+9.96%) Land $2,280 Building $13,452 | $82,800 (+9.96%) Land $12,000 Building $70,800 |
| 2023 | $1,025.00 (+8.12%) | $14,307 Land $2,280 Building $12,027 | $75,300 Land $12,000 Building $63,300 |
| 2022 | $948.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE COUNTY CONS PWSD 1 serves 24,700 people · EPA ID MO3024055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Verizon Fixed Wireless | 300 / 20 |
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