Rockingham County and Derry Town property record for 4 Cardinal Cir, Derry, NH 03038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,353 sqft · built 2003 |
| Lot Size | 1.89 acres (82,328 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $678,200 (Aug 2005) |
| Tax Bill | $17,448 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DERY M:38 B:119 L:9 |
| Primary APN | DERY M:38 B:119 L:9 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,353 sqft Living Area |
| Gross Area | 8,003 sqft |
| 1st Floor Area | 1,502 sqft |
| Attic | Attic |
| Attic Area | 1,476 sqft |
| Basement Area | 1,490 sqft |
| Unfinished Basement | 1,490 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 82,328 sqft (1.89 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 4 CARDINAL CIR |
|---|---|
| City | DERRY |
| State | NH |
| Zip | 03038-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Block | 119 |
| Legal Lot Number | 9 |
| Jurisdiction | DERRY TOWN NH |
| Township / Civil Division | DERRY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 3400 |
Source: Rockingham County and Derry Town records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 CARDINAL CIR, DERRY, NH 03038-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HARBORONE MTG LLC |
| Apr 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HARBORONE MTG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2005 · Amount on Record |
| Deed Sale | Aug 12, 2005 · Amount on Record |
| Prior Sale | Aug 20, 2003 · Amount on Record |
| Deed Document Number | 20055 |
| Deed Book / Page | 4530 / 646 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 4 CARDINAL CIR, DERRY, NH 03038-1618 |
| Document Number | 0060932258 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2020 |
| Title Company | PHENIX TITLE SERVICES LLC-BEDFORD, PHENIX TITLE SVCS LLC-BEDFORD |
| Name | Verified Name |
|---|---|
| Address | 4 CARDINAL CIR DERRY NH 030381618, DERRY, NH 03038-1618 |
| Document Number | 0060932258 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 006093/002258 |
| Instrument | 11999 |
| Name | HARBORONE MTG LLC |
|---|---|
| Address | MANCHESTER, NH 03101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 4 CARDINAL CIR, DERRY, NH 03038-1618 |
| Document Number | 0059960956 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4 CARDINAL CIR DERRY NH 030381618, DERRY, NH 03038-1618 |
| Document Number | 0059960956 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 005996/000956 |
| Instrument | 14672 |
| Name | HARBORONE MTG LLC |
|---|---|
| Address | MANCHESTER, NH 03101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2049 |
Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Rockingham County |
| County Subdivision | Derry Town |
| Elementary School District | Derry School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,448.00 (+1.61%) | $918,800 (-) Land $208,800 Building $710,000 | |
| 2024 | $17,172.00 (-5.35%) | $918,800 (+4.73%) Land $208,800 Building $710,000 | |
| 2023 | $18,143.00 (+8.61%) | $877,300 (-) Land $177,500 Building $699,800 | $970,805 |
| 2022 | $16,704.00 | $877,300 Land $177,500 Building $699,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1991–2007) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Apr 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of New Hampshire |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010 |
|---|---|
| Water Source | Purchased surface water from MANCHESTER WATER WORKS |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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