Burlington County and Lumberton Township property record for 4 Caramel Dr, Lumberton, NJ 08048
| Property Type | Single Family Home |
|---|---|
| Details | 1,414 sqft · built 2005 |
| Lot Size | 0.051 acres (2,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,000 (Oct 2018) |
| Tax Bill | $5,470 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-00022-02-00266 |
| Primary APN | 17-00022-02-00266 |
|---|---|
| Alternative APN |
|
| Building Area | 1,414 sqft Living Area |
|---|
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Lot Area | 2,200 sqft (0.051 acres) |
| Lot Dimensions | 100 ft deep x 22 ft wide |
| Street Address | 4 CARAMEL DR |
|---|---|
| City | LUMBERTON |
| State | NJ |
| Zip | 08048-4268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Subdivision | COUNTRY ESTATES TWNHSES |
| Legal Block | 22.2 |
| Legal Lot Number | 266 |
| Jurisdiction | BURLINGTON NJ |
| Township / Civil Division | LUMBERTON |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 703103 |
4 Caramel Dr is owned and occupied by two individuals who bought it in October 2018.
Source: Burlington County and Lumberton Township records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 CARAMEL DR, LUMBERTON, NJ 08048-4268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage 1ST 2ND MORTGAGE CO OF NEW JERSEY INC |
| Oct 29, 2018 | Grant Deed, Transfer · Conventional with PMI CITADEL SVCNG CORP |
| Mar 20, 2017 | Grant Deed, Transfer · FHA Mortgage ABSOLUTE HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2018 · Amount on File |
| Deed Sale | Oct 29, 2018 · Amount on File |
| Prior Sale | Mar 20, 2017 · Amount on File |
| Deed Book / Page | 13359 / 5445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLINGTON NJ |
| Property Address | 4 CARAMEL DR, LUMBERTON, NJ 08048-4268 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | GUARDIAN SETTLEMENT AGENTS, GUARDIAN STLMT AGENTS INC |
| Name | Verified Name |
|---|
| Document Number | 0135672962 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 13567/2962 |
| Instrument | 5693549 |
| Name | 1ST 2ND MORTGAGE CO OF NEW JERSEY INC |
|---|---|
| Type | Mortgage Company |
| Address | CRESSKILL, NJ 07626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BURLINGTON NJ |
| Recording Date | Oct 29, 2018 |
| Property Address | 4 CARAMEL DR, LUMBERTON, NJ 08048-4268 |
| Document Number | 0005417813 |
| Book / Page | 013359 / 005445 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 5417813 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 CARAMEL DR LUMBERTON NJ 080484268, LUMBERTON, NJ 08048-4268 |
| Document Number | 5417814 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 013359/005451 |
| Instrument | 5417814 |
| Name | CITADEL SVCNG CORP |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BURLINGTON NJ |
| Recording Date | Mar 20, 2017 |
| Property Address | 4 CARAMEL DR, LUMBERTON, NJ 08048-4268 |
| Document Number | 0005287479 |
| Book / Page | 013268 / 007194 |
| Instrument Date | Mar 6, 2017 |
| Instrument | 5287479 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2017 |
| Title Company | SURETY TITLE CORPORATION, SURETY TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 CARAMEL DR LUMBERTON NJ 080484268, LUMBERTON, NJ 08048-4268 |
| Document Number | 5287480 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 013268/007201 |
| Instrument | 5287480 |
| Name | ABSOLUTE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WOODLAND PARK, NJ 07424 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 19, 2047 |
The 2025 property tax bill for 4 Caramel Dr was $5,470, up 14.2% from the year before.
Source: Burlington County and Lumberton Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Burlington County |
| County Subdivision | Lumberton Township |
| Elementary School District | Lumberton Township School District (KG - 08) |
| Secondary School District | Rancocas Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,000 (-) Land $45,000 Building $135,000 | $180,000 (-) Land $45,000 Building $135,000 | |
| 2025 | $5,470.00 (+14.17%) | $180,000 Land $45,000 Building $135,000 | $180,000 Land $45,000 Building $135,000 |
| 2024 | $4,791.00 | ||
| 2023 | $180,000 Land $45,000 Building $135,000 | $180,000 Land $45,000 Building $135,000 | |
| 2022 | $4,401.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Caramel Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Caramel Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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