4 Cape Ct, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 4 Cape Ct, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	1,539 sqft · built 1929
Lot Size	0.16 acres (6,974 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,999 (Feb 2024)
Tax Bill	$13,572 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00707-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`12-00707-0000-00003`
Alternative APNs	`120070700003` `07041`

Interior

Stories	2 Stories
Building Area	1,539 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	6,974 sqft (0.16 acres)
Lot Dimensions	90 ft deep x 5 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4 CAPE CT
City	MILLBURN
State	NJ
Zip	07041-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	77.5X90 .1601 AC
Legal Subdivision	CAPE CO INC
Legal Block	707
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	1
Census Block	1007
Census Tract	20200

Owner

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 CAPE CT, MILLBURN, NJ 07041-1705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed, Transfer · Conventional Mortgage CITIBANK NA
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2024 · Amount on Record
Deed Sale	Feb 2, 2024 · Amount on Record
Prior Sale	Jan 19, 2010 · Amount on Record
Deed Document Number	20246490
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 2, 2024
Property Address	4 CAPE CT, MILLBURN, NJ 07041-1705
Document Number	0000006490
Instrument Date	Jan 19, 2024
Instrument	2024006490
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	SUNNYSIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 SOUTH ST # 1, 1, NEW PROVIDENCE, NJ 07974-2111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CAPE CT, MILLBURN, NJ 07041-1705

Mortgage

Document Number	0000006491
Date	Feb 2, 2024
Instrument	2024006491

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Feb 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	4 CAPE CT, MILLBURN, NJ 07041-1705
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027484
Date	Mar 18, 2022
Instrument	2022027484

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,200 (-) Land $382,500 Building $289,700	$672,200 (-) Land $382,500 Building $289,700
2025	$13,572.00 (+7.31%)	$672,200 (+5.34%) Land $382,500 Building $289,700	$672,200 (+5.34%) Land $382,500 Building $289,700
2024	$12,647.00 (+2.01%)
2023		$638,100 (-) Land $382,500 Building $255,600	$638,100 (-) Land $382,500 Building $255,600
2022	$12,398.00 (+0.26%)	$638,100 Land $382,500 Building $255,600	$638,100 Land $382,500 Building $255,600
2021	$12,366.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1980–2011)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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