4 Canal Rd, Raymond, ME 04071 Property Records

Cumberland County and Raymond Town property record for 4 Canal Rd, Raymond, ME 04071

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,794 sqft · built 1994
Lot Size	1.58 acres (69,148 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,903 (2024)
Deeds & Mortgages	May 2026 Second Mortgage Feb 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`RYMD M:050 L:031`

Property Details

APN / Parcel Number

Primary APN	`RYMD M:050 L:031`
Alternative APN	`K0948R`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,794 sqft Living Area
Gross Area	3,978 sqft
1st Floor Area	1,794 sqft
Basement Area	1,170 sqft
Unfinished Basement	1,038 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,148 sqft (1.58 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	K0948R
Street Address	4 CANAL RD
City	RAYMOND
State	ME
Zip	04071-6582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR1
Legal Lot Number	31
Jurisdiction	RAYMOND ME
Township / Civil Division	RAYMOND
Census Block Group	1
Census Block	1028
Census Tract	12002

Owner

4 Canal Rd is owned and occupied by two individuals.

Source: Cumberland County and Raymond Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 CANAL RD, RAYMOND, ME 04071-6582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Recording Date	May 1, 2026
Property Address	4 CANAL RD, RAYMOND, ME 04071-6582
Document Number	0422200122
Book / Page	42220 / 122
Instrument Date	Apr 27, 2026
Instrument	202616791
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CANAL RD, RAYMOND, ME 04071-6582

Mortgage

Document Number	0000016791,
Date	May 1, 2026
Book Page	42220/122
Instrument	202616791

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.38%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Property Address	4 CANAL RD, RAYMOND, ME 04071-6582
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0399800047
Date	Feb 9, 2023
Book Page	39980/47
Instrument	4171

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Cumberland County and Raymond Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Raymond Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$3,903.00 (+8.18%)	$226,900 (-) Land $42,300 Building $184,600
2023	$3,608.00 (+5.99%)	$226,900 (-) Land $42,300 Building $184,600
2022	$3,404.00	$226,900 Land $42,300 Building $184,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4 Canal Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Canal Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Sebago Fiber & WiFi.

Cell Coverage

5G (outdoors only) and 4G LTE

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