4 Cameron Ct, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 4 Cameron Ct, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	4,708 sqft · built 1994
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,359,000 (Mar 2017)
Tax Bill	$30,080 (2025)
Deeds & Mortgages	May 2021 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-05001-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`02-05001-0000-00025`
Alternative APNs	`02001320000000110007` `020013200000001107`

Interior

Stories	2 Stories
Building Area	4,708 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Construction Type	Frame
Lot Area	48,352 sqft
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	020013200000001107
Street Address	4 CAMERON CT
City	BASKING RIDGE
State	NJ
Zip	07920-2553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	HIGHLAND WOODS
Legal Block	5001
Legal Lot Number	25
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	1
Census Block	1020
Census Tract	52604

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 CAMERON CT, BASKING RIDGE, NJ 07920-2553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 14, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Sep 5, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF AMERICA
Mar 15, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2017 · Amount on Record
Deed Sale	Mar 15, 2017 · Amount on Record
Prior Sale	Apr 13, 1994 · Amount on Record
Deed Document Number	201710735
Deed Book / Page	6947 / 615
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	4 CAMERON CT, BASKING RIDGE, NJ 07920-2553
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028052
Date	May 3, 2021
Book Page	7338/411
Instrument	2021028052

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	4 CAMERON CT, BASKING RIDGE, NJ 07920-2553
Document Number	0000019135
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 CAMERON CT BASKING RIDGE NJ 079202553, BASKING RIDGE, NJ 07920-2553

Mortgage

Document Number	0000019135
Date	May 8, 2020
Book Page	007209/003695
Instrument	19135

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SOMERSET NJ
Recording Date	Sep 5, 2018
Property Address	4 CAMERON CT, BASKING RIDGE, NJ 07920-2553
Book / Page	007069 / 000528
Instrument Date	Aug 27, 2018
Instrument	33851
Transaction Type	Construction Loan
Record Updated	Sep 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 CAMERON CT BASKING RIDGE NJ 079202553, BASKING RIDGE, NJ 07920-2553

Mortgage

Document Number	0000033851
Date	Sep 5, 2018
Book Page	007069/000528
Instrument	33851

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 15, 2017
Property Address	4 CAMERON CT, BASKING RIDGE, NJ 07920-2553
Document Number	0000010735
Book / Page	006947 / 000615
Instrument Date	Mar 10, 2017
Instrument	10735
Transaction Type	Transfer
Record Updated	May 31, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Tax	$1,359.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 CAMERON CT BASKING RIDGE NJ 079202553, BASKING RIDGE, NJ 07920-2553

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,885,900 (+5.83%) Land $527,800 Building $1,358,100	$1,885,900 (+5.83%) Land $527,800 Building $1,358,100
2025	$30,080.00 (+0.34%)	$1,782,000 (+13.42%) Land $507,800 Building $1,274,200	$1,782,000 (+13.42%) Land $507,800 Building $1,274,200
2024	$29,977.00 (+13.07%)
2023		$1,571,200 Land $439,400 Building $1,131,800	$1,571,200 Land $439,400 Building $1,131,800
2022	$26,511.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: Xfinity.

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