Passaic County and Pompton Lakes Borough property record for 4 Cambridge Rd, Pompton Lakes, NJ 07442
| Property Type | Single Family Home |
|---|---|
| Details | 1,844 sqft · built 1945 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $12,327 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2023 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 09-08709-0000-00002 |
| Primary APN | 09-08709-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,844 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Street Address | 4 CAMBRIDGE RD |
|---|---|
| City | POMPTON LAKES |
| State | NJ |
| Zip | 07442-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Block | 8709 |
| Legal Lot Number | 2 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | POMPTON LAKES |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 196401 |
4 Cambridge Rd is owned and occupied by an individual who acquired it in January 2026.
Source: Passaic County and Pompton Lakes Borough records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 CAMBRIDGE RD, POMPTON LAKES, NJ 07442-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Dec 13, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 21, 2026 | Intrafamily Transfer, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2026 |
| Deed Sale | Jan 21, 2026 |
| Prior Sale | Jan 27, 2003 · Amount on File |
| Deed Document Number | 20262595 |
| Deed Book / Page | 5038 / 73 |
| Prior Transfer Date | Dec 30, 2025 |
| Prior Transfer Doc | 0000002595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 8, 2026 |
| Property Address | 4 CAMBRIDGE RD, POMPTON LAKES, NJ 07442-1910 |
| Document Number | 0000023264 |
| Book / Page | 20020 / 184 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202623264 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 4 CAMBRIDGE RD, POMPTON LAKES, NJ 07442-1910 |
| Document Number | 0000023264, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 20020/184 |
| Instrument | 202623264 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 2, 2046 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 4 CAMBRIDGE RD, POMPTON LAKES, NJ 07442-1910 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000039430 |
|---|---|
| Date | Dec 13, 2023 |
| Book Page | M18732/132 |
| Instrument | 2023039430 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jan 1, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 21, 2026 |
| Property Address | 4 CAMBRIDGE RD, POMPTON LAKES, NJ 07442-1910 |
| Document Number | 0000002595 |
| Book / Page | D5038 / 73 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 2026002595 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | UNKNOWN, AMT TITLE SERVICES CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 CAMBRIDGE RD, POMPTON LAKES, NJ 07442-1910 |
| Name | Verified Name |
|---|---|
| Address | 4 CAMBRIDGE RD, POMPTON LAKES, NJ 07442-1910 |
| Document Number | 0000002596 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 2026002596 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
The 2025 property tax bill for 4 Cambridge Rd was $12,327, up 4.8% from the year before.
Source: Passaic County and Pompton Lakes Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Pompton Lakes Borough |
| Unified School District | Pompton Lakes Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,400 (-) Land $100,000 Building $198,400 | $298,400 (-) Land $100,000 Building $198,400 | |
| 2025 | $12,327.00 (+4.77%) | $298,400 Land $100,000 Building $198,400 | $298,400 Land $100,000 Building $198,400 |
| 2024 | $11,766.00 | ||
| 2023 | $298,400 Land $100,000 Building $198,400 | $298,400 Land $100,000 Building $198,400 | |
| 2022 | $11,357.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Cambridge Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 78 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 78 in force |
| Nearby Flood Claims | 493 (1978–2024) |
| Claims Outside the SFHA | 62 of 493 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Cambridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POMPTON LAKES MUA serves 11,435 people · EPA ID NJ1609001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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