4 Cambridge Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 4 Cambridge Rd, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 2,823 sqft · built 1963
Lot Size	0.709 acres (30,901 sqft)
Owner	2 Individual Names on File
Last Sale	$532,500 (Jul 2007)
Tax Bill	$13,703 (2025)
Deeds & Mortgages	May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-00071-19-00009`

Property Details

APN / Parcel Number

Primary APN	`17-00071-19-00009`
Alternative APNs	`1700071001900009` `2779000`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,823 sqft Living Area
1st Floor Area	1,745 sqft
Upper Floors Area	1,290 sqft
Basement Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	30,901 sqft (0.709 acres)
Lot Dimensions	206 ft deep x 150 ft wide
Garage Type	Built-in
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	2779000
Street Address	4 CAMBRIDGE RD
City	FREEHOLD
State	NJ
Zip	07728-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Subdivision	STONEHURST/FREEHOLD SEC 04-B
Legal Block	71.19
Legal Lot Number	9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	1
Census Block	1016
Census Tract	810504

Owner

4 Cambridge Rd is owned and occupied by two individuals who bought it in July 2007.

Source: Monmouth County and Freehold Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 CAMBRIDGE RD, FREEHOLD, NJ 07728-3106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2007 · Amount on File
Deed Sale	Jul 12, 2007 · Amount on File
Deed Document Number	200795917
Deed Book / Page	8665 / 527
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 CAMBRIDGE RD, FREEHOLD, NJ 07728-3106
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095947950
Date	May 11, 2022
Book Page	9594/7950
Instrument	2022051367

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4 Cambridge Rd was $13,703, up 7.1% from the year before.

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$825,000 (+2.47%) Land $373,900 Building $451,100	$825,000 (+2.47%) Land $373,900 Building $451,100
2025	$13,703.00 (+7.11%)	$805,100 Land $363,900 Building $441,200	$805,100 Land $363,900 Building $441,200
2024	$12,793.00
2023		$647,400 Land $286,300 Building $361,100	$647,400 Land $286,300 Building $361,100
2022	$11,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Cambridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Cambridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300