4 Cambridge Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 4 Cambridge Dr, Howell, NJ 07731 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,144 sqft · built 1990
Lot Size0.177 acres (7,701 sqft)
Owner2 Individual Names on File
Last Sale$811,000 (Mar 2026)
Tax Bill$11,631 (2025)
Deeds & MortgagesJul 2022 Mortgage
Mar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-00084-22-00001

Property Details

APN / Parcel Number

Primary APN21-00084-22-00001
Alternative APNs
  • 2100084002200001
  • 22201000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,144 sqft Living Area
1st Floor Area1,212 sqft
Upper Floors Area1,076 sqft
Basement Area578 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area7,701 sqft (0.177 acres)
Lot Dimensions100 ft deep x 77 ft wide
Garage Area144 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number22201000
Street Address4 CAMBRIDGE DR
CityHOWELL
StateNJ
Zip07731-2955
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLEXINGTON ESTATES
Legal Block84.22
Legal Lot Number1
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group3
Census Block3002
Census Tract811303

Owner

Source: Monmouth County and Howell Township records · APN 21-00084-22-00001

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4 CAMBRIDGE DR, HOWELL, NJ 07731-2955
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Mar 16, 2026Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 16, 2026 · Amount on Record
Deed SaleMar 16, 2026 · Amount on Record
Prior SaleOct 06, 1994 · Amount on Record
Deed Document Number202621935
Deed Book / Page9784 / 2689
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address4 CAMBRIDGE DR, HOWELL, NJ 07731-2955
Transaction TypeMortgage
Record UpdatedApr 07, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096057838
DateJul 19, 2022
Book Page9605/7838
Instrument2022074251
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueMar 01, 2052

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateMar 16, 2026
Property Address4 CAMBRIDGE DR, HOWELL, NJ 07731-2955
Document Number0097842689
Book / Page9784 / 2689
Instrument DateMar 12, 2026
Instrument2026021935
Transaction TypeTransfer
Record UpdatedApr 07, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,421.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address108 ARAOAHO TRAIL, BRANCHBURG, NJ

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CAMBRIDGE DR, HOWELL, NJ 07731-2955

Mortgage

Document Number2026021936
DateMar 16, 2026
Instrument2026021936
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateApr 01, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.5%
IndexSOFR Average 30-Day
Margin3
Max Rate10.5%

Tax Assessment & Valuation

Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$703,500 (+4.1%) Land $402,700 Building $300,800$703,500 (+4.1%) Land $402,700 Building $300,800
2025$11,631.00 (+2.97%)$675,800 (+25.5%) Land $377,700 Building $298,100$675,800 (+25.5%) Land $377,700 Building $298,100
2024$11,296.00 (+22.61%)
2023$538,500 Land $252,700 Building $285,800$538,500 Land $252,700 Building $285,800
2022$9,213.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258113033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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