Orange County and Chester Town property record for 4 Cambridge Cir, Monroe, NY 10950
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,098 sqft · built 1993 |
| Lot Size | 0.397 acres (17,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $406,000 (Jan 2004) |
| Tax Bill | $16,078 (2024) |
| Deeds & Mortgages | Oct 2021 Refinance Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 332289 10-13-37 |
| Primary APN | 332289 10-13-37 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,098 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| 2nd Floor Area | 1,348 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,280 sqft (0.397 acres) |
| Lot Dimensions | 192 ft deep x 90 ft wide |
| View / Lot | Suburban |
| Garage Type | Basement |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 382 sqft |
| Patio Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 10-13-37 |
|---|---|
| Street Address | 4 CAMBRIDGE CIR |
| City | MONROE |
| State | NY |
| Zip | 10950-1120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2* |
| Legal Description | LT. B-12 BLK B LAKE REGIOPHASE 2 SEC 3 MAP 9726 |
| Legal Subdivision | LAKE REGION ESTATES PH 11 SEC 111 |
| Legal Block | 13 |
| Legal Lot Number | 37.00 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | CHESTER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 14302 |
4 Cambridge Cir is owned and occupied by two individuals who bought it in January 2004.
Source: Orange County and Chester Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 CAMBRIDGE CIR, MONROE, NY 10950-1120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Feb 7, 2020 | Deed of Trust, Mortgage · Line of Credit MUNICIPAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2004 · Amount on File |
| Deed Sale | Jan 13, 2004 · Amount on File |
| Deed Book / Page | 11348 / 416 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 4 CAMBRIDGE CIR, MONROE, NY 10950-1120 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000071084 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 15077/1312 |
| Instrument | 20210071084 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 4 CAMBRIDGE CIR, MONROE, NY 10950-1120 |
| Document Number | 0000020462 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Title Company | LANDSTAR TITLE AGENCY INC, LANDSTAR TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 4 CAMBRIDGE CIR MONROE NY 109501120, MONROE, NY 10950-1120 |
| Document Number | 0000020462 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 014726/001346 |
| Instrument | 20462 |
| Name | MUNICIPAL CU |
|---|---|
| Type | Credit Union |
| Address | NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County and Chester Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Chester Town |
| Unified School District | Monroe-Woodbury Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $224,500 Land $44,600 Building $179,900 | $614,600 | |
| 2024 | $16,078.00 | ||
| 2023 | $224,500 Land $44,600 Building $179,900 | $547,600 Land $108,788 Building $438,812 | |
| 2021 | $7,050.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Cambridge Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1979–1994) |
| Most Recent Claim | Apr 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Cambridge Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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