4 Cairn Ct, Durham, NC 27705 Property Records

Durham County property record for 4 Cairn Ct, Durham, NC 27705

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,988 sqft · built 1986
Lot Size0.56 acres (24,394 sqft)
OwnerIndividual on Record
Tax Bill$3,669 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone AE (high risk)
APN0823-35-2600

Property Details

APN / Parcel Number

Primary APN0823-35-2600
Alternative APNs
  • 0823-35-26-0063
  • 082310352601
  • 126887

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,988 sqft Heated Area
Gross Area2,468 sqft
1st Floor Area1,108 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Architectural StyleSplit Level
Lot Area24,394 sqft (0.56 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number082310352601
Street Address4 CAIRN CT
CityDURHAM
StateNC
Zip27705-2181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSCARSDALE VILLAGE/PH:02/L T#017 PL:000103-000193
Legal SubdivisionSCARSDALE VLG
Legal Phase2
Legal Block35
Legal Lot Number17
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group4
Census Block4001
Census Tract1705

Owner

Source: Durham County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address4 CAIRN CT, DURHAM, NC 27705-2181
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2017
Deed SaleMay 28, 2017
Deed Document Number0001705765
Record UpdatedJun 8, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address4 CAIRN CT, DURHAM, NC 27705-2181
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0083620108
DateFeb 9, 2018
Book Page8362/108
Instrument2018004368
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Durham County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,669.00 (+60.64%)$370,168 (+112.29%) Land $152,100 Building $218,068$370,168 (+112.29%) Land $152,100 Building $218,068
2023$2,284.00 (+2.38%)$174,367 Land $22,464 Building $151,903$174,367 Land $22,464 Building $151,903
2022$2,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims4 (2017–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Frontier, Verizon.

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