4 Buffalo St, Silver Creek, NY 14136 Property Records

Chautauqua County and Hanover Town property record for 4 Buffalo St, Silver Creek, NY 14136

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,217 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Oct 2021)
Tax Bill	$3,709 (2026)
Deeds & Mortgages	May 2026 Line of Credit
APN	`064603 32.18-1-22`

Property Details

APN / Parcel Number

Primary APN	`064603 32.18-1-22`
Alternative APN	`46030320180001022000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,217 sqft Living Area
1st Floor Area	1,489 sqft
2nd Floor Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	140 ft deep x 79 ft wide
Garage Type	Detached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,098 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4 BUFFALO ST
City	SILVER CREEK
State	NY
Zip	14136-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OLD APN: 064603 102-8-8
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1038
Census Tract	35100

Owner

4 Buffalo St is owned and occupied by an individual who bought it in October 2021.

Source: Chautauqua County and Hanover Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4 BUFFALO ST, SILVER CREEK, NY 14136-1031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Jan 9, 2009 · Amount on File
Deed Document Number	20217584
Prior Transfer Date	Feb 21, 2006
Prior Transfer Doc	0000002594/000000083
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Recording Date	May 27, 2026
Property Address	4 BUFFALO ST, SILVER CREEK, NY 14136-1031
Document Number	0000002291
Instrument Date	May 19, 2026
Instrument	20262291
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BUFFALO ST, SILVER CREEK, NY 14136-1031
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002291,
Date	May 27, 2026
Instrument	20262291

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 4 Buffalo St was $3,709 with a homeowner's exemption, up 3.4% from the year before.

Source: Chautauqua County and Hanover Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Hanover Town
Municipality	Silver Creek Village
Unified School District	Silver Creek Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,709.00 (+3.4%) Homeowner's exemption
2025	$3,587.00	$69,200 Land $9,000 Building $60,200	$144,167 Land $18,750 Building $125,417
2023		$69,200 (-) Land $9,000 Building $60,200	$119,310 (+18.97%) Land $15,517 Building $103,793
2022	Homeowner's exemption	$69,200 Land $9,000 Building $60,200	$100,290 Land $13,043 Building $87,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4 Buffalo St; there have been 62 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	62 (1979–2020)
Claims Outside the SFHA	7 of 62
Most Recent Claim	Nov 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2009 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Buffalo St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILVER CREEK VILLAGE serves 3,100 people · EPA ID NY0600375
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000