4 Buckboard Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 4 Buckboard Dr, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,434 sqft · built 1989
Lot Size	2.26 acres (98,446 sqft)
Owner	2 Trust Names on File
Tax Bill	$9,298 (2026)
Deeds & Mortgages	Feb 2023 Refinance Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-2150-00`

Property Details

APN / Parcel Number

Primary APN	`2-2150-00`
Alternative APN	`CUMB M:017 B:0099 L:000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,434 sqft Living Area
Gross Area	6,972 sqft
1st Floor Area	1,382 sqft
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	98,446 sqft (2.26 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2-2150-00
Street Address	4 BUCKBOARD DR
City	CUMBERLAND
State	RI
Zip	02864-6150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	99
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	3
Census Block	3000
Census Tract	11302

Owner

4 Buckboard Dr is held in a trust since March 2025.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4 BUCKBOARD DR, CUMBERLAND, RI 02864-6150
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIVE OAK BKNG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 14, 2025
Transfer Doc	001998-196
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	4 BUCKBOARD DR, CUMBERLAND, RI 02864-6150
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001950-96
Date	Feb 7, 2023
Book Page	1950/96
Instrument	137429

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	4 BUCKBOARD DR, CUMBERLAND, RI 02864-6150
Document Number	1855-24
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BUCKBOARD DR CUMBERLAND RI 028646150, CUMBERLAND, RI 02864-6150

Mortgage

Document Number	1855-24
Date	Sep 17, 2020
Book Page	001855/000024
Instrument	117225

Lender

Name	LIVE OAK BKNG CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 16, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 4 Buckboard Dr was $9,298, up 12.5% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,298.00 (+12.51%)	$928,900 (+37.92%) Land $340,900 Building $588,000	$859,049
2025	$8,264.00	$673,500 Land $160,100 Building $513,400
2023	$7,826.00 (-1.05%)	$673,500 (+27.65%) Land $160,100 Building $513,400
2022	$7,909.00	$527,600 Land $144,800 Building $382,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Buckboard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Buckboard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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