Monroe County property record for 4 Buccaneer Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,008 sqft · built 1988 |
| Lot Size | 0.115 acres (5,034 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,248 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00494330-000000 |
| Primary APN | 00494330-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,034 sqft (0.115 acres) |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 18 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | 1610496 |
|---|---|
| Old Parcel Number | 32613900494330000000 |
| Street Address | 4 BUCCANEER DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRIATES COVE PB3-18 KEY LARGO LOTS 1 & 2 BLK 11 OR392-737 OR416-223 OR842-1119 OR850-2006 OR888-851 OR986-367 OR986-504 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 32 |
| Legal Subdivision | PIRATES COVE |
| Legal Block | 11 |
| Legal Lot Number | 1 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970500 |
4 Buccaneer Dr is owned and occupied by an individual who acquired it in December 1988.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 370547, KEY LARGO, FL 33037-0547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 1988 |
| Deed Sale | Dec 1, 1988 |
| Deed Document Number | 0010782114 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $94,387 | $457,458 Land $319,841 Building $137,617 | |
| 2024 | $1,248.00 (+8.9%) | ||
| 2023 | $1,146.00 (+3.06%) Homeowner's exemption | $89,056 (+3%) | $435,027 (+19.36%) Land $309,846 Building $125,181 |
| 2022 | $1,112.00 Homeowner's exemption | $86,463 | $364,453 Land $237,382 Building $127,071 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Buccaneer Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Buccaneer Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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