Campbell County property record for 4 Brightwood Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,432 sqft · built 1961 |
| Lot Size | 0.24 acres (10,367 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,000 (Mar 2000) |
| Tax Bill | $2,866 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-19-206.00 |
| Primary APN | 999-99-19-206.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,367 sqft (0.24 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4 BRIGHTWOOD DR |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21 MACERAMA SUB |
| Legal Subdivision | MACERAMA SUB |
| Legal Lot Number | 21 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 52900 |
Source: Campbell County assessment roll, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 BRIGHTWOOD DR, COLD SPRING, KY 41076-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2019 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Apr 29, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 23, 2000 · Amount on Record |
| Deed Sale | Mar 23, 2000 · Amount on Record |
| Prior Sale | Nov 6, 1996 · Amount on Record |
| Last Transfer Date | Jan 17, 2013 |
| Transfer Doc | 0001900086 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 4 BRIGHTWOOD DR, COLD SPRING, KY 41076-1718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005090522 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | M2177/271 |
| Instrument | 5090522 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 217 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 4 BRIGHTWOOD DR, COLD SPRING, KY 41076-1718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005090518 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | M217/268 |
| Instrument | 5090518 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,866.00 (+0.99%) | $236,500 (-) Land $35,000 Building $201,500 | $236,500 (-) Land $35,000 Building $201,500 |
| 2023 | $2,838.00 (+18.35%) | $236,500 (+23.28%) Land $35,000 Building $201,500 | $236,500 (+23.28%) Land $35,000 Building $201,500 |
| 2022 | $2,398.00 | $191,840 Land $20,000 Building $171,840 | $191,840 Land $20,000 Building $171,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1997–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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